Current Events > FUCK! My FICO credit score went down.

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Veggeta_EDGE
02/04/22 10:40:41 AM
#1:


It was 800 last time I checked but it went down to 775 today. Says it recorded a credit debt of $324 but all my credit cards are always paid off on time. Hate how this shit works, man. How can I get that 0 down on something if I wanted to?

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SydneySweenHero
02/04/22 10:41:33 AM
#2:


Veggeta_EDGE posted...
How can I get that 0 down on something if I wanted to?
Can you call the bank or CC company and say "hey, can I pay my bill right now?"

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Caution999
02/04/22 10:41:33 AM
#3:


They heard a veggeta got banned on GameFAQs and thought it was you.

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Veggeta_MAX
02/04/22 10:42:22 AM
#4:


SydneySweenHero posted...
Can you call the bank or CC company and say "hey, can I pay my bill right now?"
It's all paid off ATM.

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Giant_Aspirin
02/04/22 10:42:36 AM
#5:


why are you worried about 800 vs 775 tho?

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uwnim
02/04/22 10:45:35 AM
#6:


For some reason they take into account whatever balance you had on the day they checked. All that should matter is how much you typically put on a card, how much you typically pay and how far the most recent month has been from your averages.

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Veggeta_MAX
02/04/22 10:48:26 AM
#7:


Giant_Aspirin posted...
why are you worried about 800 vs 775 tho?
Life is over. I dunno how to come back from this.

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Giant_Aspirin
02/04/22 10:58:59 AM
#8:


shrug.

mine has been sitting around 760/770 for years and i have no idea why it's not 800. i've never been late on a payment for anything. i have two credit cards which i use regularly. i have no other loans / lines of credit. it's truly weird.

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