Current Events > Once retirement funds are maxed, it just seems wisest to dump everything into

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DanHaren2022 03/23/22 10:38:22 AM #1:	Index funds on vanguard and just not touching it for decades. <cite>DanHaren2022 posted [p:963685895] in Once retir... [t:79955321]...</cite> <quote>Index funds on vanguard and just not touching it for decades. </quote> ... Copied to Clipboard!
Damn_Underscore 03/23/22 10:43:56 AM #2:	Probably yeah But you can always try to be smart about it and get lucky --- The world, belongs to you. <cite>Damn_Underscore posted [p:963686035] in Once retir... [t:79955321]...</cite> <quote>Probably yeah But you can always try to be smart about it and get lucky </quote> ... Copied to Clipboard!
Aressar 03/23/22 10:54:19 AM #3:	Damn_Underscore posted... be smart about it and get lucky These two things are generally not quite on the same side when in comes to longterm investing. --- One time, CE triggered me so hard with their objectively wrong opinions that I accidentally punched myself in the balls. <cite>Aressar posted [p:963686258] in Once retir... [t:79955321]...</cite> <quote>Damn_Underscore posted... </cite> <quote>be smart about it and get lucky</quote> These two things are generally not quite on the same side when in comes to longterm investing. </quote> ... Copied to Clipboard!
Master_Bass 03/23/22 11:05:36 AM #4:	Yup, good plan. --- Many Bothans died to bring you this post. <cite>Master_Bass posted [p:963686514] in Once retir... [t:79955321]...</cite> <quote>Yup, good plan. </quote> ... Copied to Clipboard!
DanHaren2022 03/23/22 11:25:20 AM #5:	Like I know people are chasing real estate, reits, ETFs, stocks, crypto, etc. But it just seems like a waste of time. All that money into index funds, I think would generate more money with less effort, after you account for fees and taxes. <cite>DanHaren2022 posted [p:963686969] in Once retir... [t:79955321]...</cite> <quote>Like I know people are chasing real estate, reits, ETFs, stocks, crypto, etc. But it just seems like a waste of time. All that money into index funds, I think would generate more money with less effort, after you account for fees and taxes. </quote> ... Copied to Clipboard!
IllegalAlien 03/23/22 11:28:45 AM #6:	You should diversify your investment portfolio. Personally, I have some gold as well as sealed magic the gathering product (laugh if you want, I'll be laughing in 20 yrs :D) --- "Never argue with an idiot, they drag you down to their level, then beat you with experience." <cite>IllegalAlien posted [p:963687068] in Once retir... [t:79955321]...</cite> <quote>You should diversify your investment portfolio. Personally, I have some gold as well as sealed magic the gathering product (laugh if you want, I'll be laughing in 20 yrs :D) </quote> ... Copied to Clipboard!
DanHaren2022 03/23/22 11:55:11 AM #7:	How would you divide the investments by percentages <cite>DanHaren2022 posted [p:963687758] in Once retir... [t:79955321]...</cite> <quote>How would you divide the investments by percentages </quote> ... Copied to Clipboard!
EndOfDiscOne 03/23/22 12:03:41 PM #8:	DanHaren2022 posted... Like I know people are chasing real estate, reits, ETFs, stocks, crypto, etc. But it just seems like a waste of time. All that money into index funds, I think would generate more money with less effort, after you account for fees and taxes. My crypto holdings say otherwise --- I am the Cheese! I am the best character on the show! I am better than both the salami and the bologna *COMBINED!* <cite>EndOfDiscOne posted [p:963687978] in Once retir... [t:79955321]...</cite> <quote>DanHaren2022 posted... </cite> <quote>Like I know people are chasing real estate, reits, ETFs, stocks, crypto, etc. But it just seems like a waste of time. All that money into index funds, I think would generate more money with less effort, after you account for fees and taxes.</quote>My crypto holdings say otherwise </quote> ... Copied to Clipboard!
Unsugarized_Foo 03/23/22 12:04:35 PM #9:	You mean gold and real estate --- "All I have is my balls and my word, and I don't break them for anyone!"-Tony Montana <cite>Unsugarized_Foo posted [p:963687998] in Once retir... [t:79955321]...</cite> <quote>You mean gold and real estate </quote> ... Copied to Clipboard!
IllegalAlien 03/23/22 12:08:45 PM #10:	DanHaren2022 posted... How would you divide the investments by percentages well I'm rebalancing things since I just bought a house and no longer need a large liquid reserve historically i was like max 401k, max roth ira, and only had about 5k in gold/mtg and 5k or so in crypto I think I will probably have 10% in some physical asset, then balance stonks with real estate if possible --- "Never argue with an idiot, they drag you down to their level, then beat you with experience." <cite>IllegalAlien posted [p:963688093] in Once retir... [t:79955321]...</cite> <quote>DanHaren2022 posted... </cite> <quote>How would you divide the investments by percentages</quote>well I'm rebalancing things since I just bought a house and no longer need a large liquid reserve historically i was like max 401k, max roth ira, and only had about 5k in gold/mtg and 5k or so in crypto I think I will probably have 10% in some physical asset, then balance stonks with real estate if possible </quote> ... Copied to Clipboard!
AceAttorneyist 03/23/22 12:13:16 PM #11:	How much do you really need to know about the funds you invest into though? Can you just pick anything? I work for the federal government and they have something called a TSP (thrift savings plan) that is basically a 401k. You can adjust the funds your money is put into but the Life Cycle one is the default. Which by my understanding is more aggressive when you're young and less so as you age. Also, shouldn't you also be putting money into an IRA and an HSA if you have one --- (... D-Do I really inspire this sort of frothing desire from the female masses?) <cite>AceAttorneyist posted [p:963688210] in Once retir... [t:79955321]...</cite> <quote>How much do you really need to know about the funds you invest into though? Can you just pick anything? I work for the federal government and they have something called a TSP (thrift savings plan) that is basically a 401k. You can adjust the funds your money is put into but the Life Cycle one is the default. Which by my understanding is more aggressive when you're young and less so as you age. Also, shouldn't you also be putting money into an IRA and an HSA if you have one </quote> ... Copied to Clipboard!
Sackgurl 03/23/22 12:24:45 PM #12:	IllegalAlien posted... You should diversify your investment portfolio. index funds do that AceAttorneyist posted... How much do you really need to know about the funds you invest into though? with index funds, nothing --- LittleBigPlanet is like merging dress-up with a real game. <cite>Sackgurl posted [p:963688488] in Once retir... [t:79955321]...</cite> <quote>IllegalAlien posted... </cite> <quote>You should diversify your investment portfolio.</quote> index funds do that AceAttorneyist posted... </cite> <quote>How much do you really need to know about the funds you invest into though?</quote> with index funds, nothing </quote> ... Copied to Clipboard!
Sackgurl 03/23/22 12:25:58 PM #13:	DanHaren2022 posted... How would you divide the investments by percentages 40% large cap 20% mid cap 10% small cap 20% ex-US 10% bonds (scale bonds up based on proximity to retirement) --- LittleBigPlanet is like merging dress-up with a real game. <cite>Sackgurl posted [p:963688525] in Once retir... [t:79955321]...</cite> <quote>DanHaren2022 posted... </cite> <quote>How would you divide the investments by percentages</quote> 40% large cap 20% mid cap 10% small cap 20% ex-US 10% bonds (scale bonds up based on proximity to retirement) </quote> ... Copied to Clipboard!
theAteam 03/23/22 12:28:25 PM #14:	DanHaren2022 posted... Like I know people are chasing real estate, reits, ETFs, stocks, crypto, etc. But it just seems like a waste of time. All that money into index funds, I think would generate more money with less effort, after you account for fees and taxes. Just more ways to diversify. Probably can't go wrong either way. If you've got the money to max your 401k and then dump more money into other investments while maintaining your current lifestyle you probably won't have to worry much about retirement regardless. --- Buffalo Bills <cite>theAteam posted [p:963688595] in Once retir... [t:79955321]...</cite> <quote>DanHaren2022 posted... </cite> <quote>Like I know people are chasing real estate, reits, ETFs, stocks, crypto, etc. But it just seems like a waste of time. All that money into index funds, I think would generate more money with less effort, after you account for fees and taxes.</quote> Just more ways to diversify. Probably can't go wrong either way. If you've got the money to max your 401k and then dump more money into other investments while maintaining your current lifestyle you probably won't have to worry much about retirement regardless. </quote> ... Copied to Clipboard!
AceAttorneyist 03/23/22 12:45:59 PM #16:	I did a little research and the conclusion I'm coming to is that if anything I should just increase the amount I put into my TSP. --- (... D-Do I really inspire this sort of frothing desire from the female masses?) <cite>AceAttorneyist posted [p:963689090] in Once retir... [t:79955321]...</cite> <quote>I did a little research and the conclusion I'm coming to is that if anything I should just increase the amount I put into my TSP. </quote> ... Copied to Clipboard!
IllegalAlien 03/23/22 12:48:14 PM #17:	Sackgurl posted... index funds do that no shit you should diversify outside of only stocks --- "Never argue with an idiot, they drag you down to their level, then beat you with experience." <cite>IllegalAlien posted [p:963689167] in Once retir... [t:79955321]...</cite> <quote>Sackgurl posted... </cite> <quote>index funds do that</quote> no shit you should diversify outside of only stocks </quote> ... Copied to Clipboard!
Sackgurl 03/23/22 3:02:10 PM #18:	IllegalAlien posted... you should diversify outside of only stocks to the extent that other assets comprise the global market, since you don't think you're smarter than everyone else on the planet, right? --- LittleBigPlanet is like merging dress-up with a real game. <cite>Sackgurl posted [p:963692589] in Once retir... [t:79955321]...</cite> <quote>IllegalAlien posted... </cite> <quote>you should diversify outside of only stocks</quote> to the extent that other assets comprise the global market, since you don't think you're smarter than everyone else on the planet, right? </quote> ... Copied to Clipboard!
coolcono 03/23/22 3:04:37 PM #19:	You mean Pokemon boxes? --- psn- trucano <cite>coolcono posted [p:963692644] in Once retir... [t:79955321]...</cite> <quote>You mean Pokemon boxes? </quote> ... Copied to Clipboard!
MixedRaceBaby 03/23/22 3:05:55 PM #20:	lmao have fun when the stock market crashes. i invest my retirement completely in Beanie Babies. the return i'm gonna get in 50 years is gonna be INSANE!!! ILL BE SO RICH!!! --- For the mixed race babies! <cite>MixedRaceBaby posted [p:963692680] in Once retir... [t:79955321]...</cite> <quote>lmao have fun when the stock market crashes. i invest my retirement completely in Beanie Babies. the return i'm gonna get in 50 years is gonna be INSANE!!! ILL BE SO RICH!!! </quote> ... Copied to Clipboard!
IllegalAlien 03/23/22 3:30:30 PM #21:	Sackgurl posted... to the extent that other assets comprise the global market, since you don't think you're smarter than everyone else on the planet, right? I have no idea what you're trying to say, but you seem to think you have a point so good job --- "Never argue with an idiot, they drag you down to their level, then beat you with experience." <cite>IllegalAlien posted [p:963693236] in Once retir... [t:79955321]...</cite> <quote>Sackgurl posted... </cite> <quote>to the extent that other assets comprise the global market, since you don't think you're smarter than everyone else on the planet, right?</quote>I have no idea what you're trying to say, but you seem to think you have a point so good job </quote> ... Copied to Clipboard!
IllegalAlien 03/23/22 3:32:28 PM #22:	me (and everyone else on the planet): you should diversify your investment portfolio sackgurl: incoherent, but aggressive nonsense me: ok... thanks --- "Never argue with an idiot, they drag you down to their level, then beat you with experience." <cite>IllegalAlien posted [p:963693294] in Once retir... [t:79955321]...</cite> <quote>me (and everyone else on the planet): you should diversify your investment portfolio sackgurl: incoherent, but aggressive nonsense me: ok... thanks </quote> ... Copied to Clipboard!
CharlesBronson 03/23/22 3:36:50 PM #24:	DanHaren2022 posted... How would you divide the investments by percentages 20% large cap 20% small cap value 20% gold 40% 10 year treasury bonds <cite>CharlesBronson posted [p:963693405] in Once retir... [t:79955321]...</cite> <quote>DanHaren2022 posted... </cite> <quote>How would you divide the investments by percentages</quote> 20% large cap 20% small cap value 20% gold 40% 10 year treasury bonds </quote> ... Copied to Clipboard!
MICHALECOLE 03/23/22 3:43:50 PM #25:	Money is a scam <cite>MICHALECOLE posted [p:963693557] in Once retir... [t:79955321]...</cite> <quote>Money is a scam </quote> ... Copied to Clipboard!
g980 03/23/22 3:56:10 PM #26:	Sackgurl posted... with index funds, nothing uh might be worth understanding a little about the index youre tracking --- These old bones live to learn her wanton ways: (I measure time by how a body sways). <cite>g980 posted [p:963693878] in Once retir... [t:79955321]...</cite> <quote>Sackgurl posted...</cite> <quote>with index funds, nothing</quote> uh might be worth understanding a little about the index youre tracking</quote> ... Copied to Clipboard!
Dark_Spiret 03/23/22 4:59:09 PM #27:	personally id go harder into physical assets when you have your retirement accounts covered. who the hell knows where the dollar is going to go with all the current shit happening let alone digital currencies where anyone can decide if their "real" or not. <cite>Dark_Spiret posted [p:963695607] in Once retir... [t:79955321]...</cite> <quote>personally id go harder into physical assets when you have your retirement accounts covered. who the hell knows where the dollar is going to go with all the current shit happening let alone digital currencies where anyone can decide if their "real" or not. </quote> ... Copied to Clipboard!
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Current Events > Once retirement funds are maxed, it just seems wisest to dump everything into (+) Yeah! (+)

Current Events > Once retirement funds are maxed, it just seems wisest to dump everything into