Current Events > Bill Burr & Joe Rogan say to never use a Debit Card only use Credit Cards

(+) Yeah! (+)

https://www.youtube.com/watch?v=CFXK7JMvptI

Do you agree?

When it comes to how I use my money I would definitely not listen to two super rich alt righters

Irony posted...

When it comes to how I use my money I would definitely not listen to two super rich alt righters

They're not wrong though.

Irony posted...

When it comes to how I use my money I would definitely not listen to two super rich alt righters

I doubt Bill Burr is super rich and he's definitely not an alt-righter.

ArchNemo posted...

I doubt Bill Burr is super rich and he's definitely not an alt-righter.

Ok, just rich then

He's literally a millionaire

ArchNemo posted...

I doubt Bill Burr is super rich and he's definitely not an alt-righter.

https://gamefaqs.gamespot.com/a/user_image/8/6/3/AAOGfWAAEKkX.jpg

Yep, use your credit card and pay it off before the month ends to increase your credit score.

If you know how to manage your spendings then yes use a credit card that gives you money back.

If you're in the US and not terrible at managing your spending, they're absolutely on point. At least for the basic idea in the topic title, not watching the video now.

It gonna watch it either, but theyre not wrong.

Accumulating rewards and points is one big benefit. Another is better protection against your cash when it comes to fraudulent charges.

Irony posted...

When it comes to how I use my money I would definitely not listen to two super rich alt righters

And with this the term alt right means nothing

better to use a charge card like American Express if youre gonna go that route

I do exactly that. It keeps track of all your spending in 1 place, if it gets skimmed or stolen it's easy to refute the fraud and get a replacement, and it builds your credit. As long as you pay it all off every month so you don't pay interest, it's the best way to manage money.

I see nothing wrong with using a credit card over a debit card.

Unless youre irresponsible with money. But even then a credit card makes more sense

VampireCoyote posted...

better to use a charge card like American Express if youre gonna go that route

AMEX typically comes with annual fees. Never been a fan.

MARKINGRAM22 posted...

And with this the term alt right means nothing

It never meant anything at any point

[LFAQs-redacted-quote]


Bill Burr says if someone gets your debit card info and cleans you out that is your money and basically you are screwed. If they take your credit card info that is their (the credit card company) money.

It's not that big of a deal honestly but yeah you should use a credit card to buy stuff in general. You get charged for it anyway

The way credit rewards are structured with businesses basically mean you're paying for someone else's rewards if you use cash or debit. So they're right. You're leaving money on the table.

Easier to reverse fraud charges on a credit card so they're right. I only use the debit to get cash from ATMs.

rexcrk posted...

I see nothing wrong with using a credit card over a debit card.

Unless youre irresponsible with money. But even then a credit card makes more sense

Well, your tag checks out.

I dont even own a debit card

CE_gonna_CE posted...

AMEX typically comes with annual fees. Never been a fan.

sure but if youre using it regularly they wave the fee and you get all sorts of perks and bonuses

Bill Burr isnt alt right but basically everyone he associates with is the alt-right bro comedian type so its easy to make the mistake

he also occasionally has takes on things like cancel culture or whatever that are straight out of alt right talking points

Irony posted...

He's literally a millionaire

That doesn't make him super rich, even for a famous comedian he's no where near guys like Chris Rock or Seinfeld, likely not even as Louis CK. He didn't even start getting hyper popular until much later in life.

ArchNemo posted...

That doesn't make him super rich, even for a famous comedian he's no where near guys like Chris Rock or Seinfeld, likely not even as Louis CK. He didn't even start getting hyper popular until much later in life.

Btw google puts his net worth at $12 million and its easy to see why given his IMDb credits

dude is well into rich territory

Savoots posted...

Well, your tag checks out.

I wonder what lil Timmys got me tagged as that could possibly relate to my post LMAO.

My credit score is 730 something. I think I'm doing alright with primarily debit

He's rich so you shouldn't listen to him about financial matters?

TheGoldenEel posted...

Btw google puts his net worth at $12 million and its easy to see why given his IMDb credits

dude is well into rich territory

Yeah, he's rich. He's not super rich.

Damn_Underscore posted...

He's rich so you shouldn't listen to him about financial matters?

You are free to go listen to Trump

Irony posted...

You are free to go listen to Trump

gotem

yes unless you are bad at managing money

Yes, youve got more protection from fraudulent charges with a credit card.

The only "good" reason I've ever heard for using a debit card over a credit card is "I can't control my spending" but the only thing debit card helps with there is that you can't literally spend over what you have.

Also generalization but you should just grow up if you're in that situation.

ArchNemo posted...

Yeah, he's rich. He's not super rich.

Hes 100% worth more than 15 million. The check these guys can cut for doing a weekend of shows would make your jaw drop.

rexcrk posted...

I wonder what lil Timmys got me tagged as that could possibly relate to my post LMAO.

I have you tagged as "good with money".

I dunno why you'd find that funny.

Yes they are right because they often have good theft protection so stuff like ordering online and fraud protection are better than losing your money directly. Cards also often have cash back or other incentives which, if you are wise in paying it off immediately, you can really benefit and end up saving money off stuff like groceries or gas.

Yes, they're right in this case. Like how Ben Shapiro would be right if he told you to eat older food in your fridge first so less will go bad.

They are right, if you can properly manage your spending then they are objectively better.

You can get rewards, great perks, and the fraud protection is significantly better. Fraudulent spending on a debit card removes actual money from your account, with a CC your money is never touched.

All you gotta do is pay off the statement balance every month and enjoy the benefits.

I've done this since the age of 25. People don't seem to understand that you get paid to do this.

You use nothing but your credit card for every single purchase as if it is your debit, and then you payoff the balance every 2 weeks. Doing this will ensure you never get any interest charges. I suppose there are SOME people who for whatever reason cannot financially contain themselves and cannot do this, but to the rest of the 2/3rds of people, they need to start doing this asap.

And then you reap the rewards of whatever card you use. Currently with the Costco visa, you get 2 cashback rewards a year, I'm getting my feb reward soon and it is $1150.