Current Events > What credit cards do you have currently?

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Do you like your current setup?

Chase reserve trifecta, Venture X, Amex Plat, Discover

I probably have some gaps, but assuming I can use all of my credits, I should come out ahead but something will have to give eventually. Maybe I downgrade a few.

Capital One, Mercury, Amazon, Home Depot. I only use them for cash back and haven't paid a cent of interest.

Just my BoA Visa. Don't really need any more.

Just Amex Plat. The perks have kind of gone down in quality, so I'm looking to find another one to rack points with

One Visa with a high limit that I use for everything, and a backup Visa (same bank) for when it gets lost or stolen every few years.

None. Just a debit card.

Every time this topic comes up, I need to reinforce the idea that being debit card only is dangerous.

You have no purchase protections, cash back opportunities are far less, and you don't build credit.

You are leaving free money on the table.

Also, having the Amex Plat as your only card is a bad idea. Unfortunately it's too late to get the gold card with a sign up bonus if you already have the plat. Might have to go with the blue cards but those aren't transferable rewards.

Capital One Quicksilver, Apple Card, Ally Bank cash back card, and Capital One Platinum card

working on getting my credit better to get better cards

Master Card. I only use them for online purchases though. Most people in Switzerland use debit cards in daily life. So do I.

Just the one from my UK bank. Literally never used it and doubt I ever will.

Lots.
Capital One - Savor & Quicksilver
Discover It
Target Red card
Citibank - Thank you rewards, Double cash, & Custom Cash
Macys
Amex - Cash Magnet & Everday
Us Bank - Altitude go & Cash+
Chase - Freedom, Freedom flex, Disney, Amazon, & freedom unlimited

No I have never carried a balance. Paid off in full every month. Loads of cards means 5% back on many purchases & then spend offers on cards I dont use as much.

During my college years, I got in bad trouble with CC debt. Eventually got it kind of straightened out. Now I just have Capital One which is used mainly for gas and Christmas and my debit card for everything else.

A VISA card, a Prepaid Master Card and 2 VISA debit cards. I also have credit for a few loan companies which I have not used since the original loans were paid and credit for 4 supply companies for my business dealings.

Just one Visa card, through my Credit Union.

I don't have a credit card.

Chase: Sapphire Preferred, Freedom Unlimited, Amazon Prime, Slate Edge

Citi: Diamond Preferred, Rewards+

American Express: EveryDay, Blue Cash Everyday

CapitalOne: Quicksilver

Misc: My credit union card, Firestone, Best Buy, JCPenney, Nebraska Furniture Mart

Out of all of those I only use two though. Chase Sapphire Preferred for everyday purchases and Amazon Prime for Amazon purchases.

Bofa credit card that I pay in full every month. I get credit card mailers all the time and throw them away.

Amex and Visa. Only use the Visa where Amex isn't accepted.

Citi Costco
Amazon prime chase
And one from my local bank.

I really hate when they give me too much of a limit. Like give me 5 o 6k maximum, but we dont make enough to cover the minimum payments of the citi card if somehow I were to max the 20k limit. Its all very predatory.

Presidents Choice Mastercard
Scotiabank Visa
CIBC Costco Mastercard