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Jaguar34 04/24/24 8:22:33 PM #1: |
44K in private loans and 23K in Government Loans. Settled private loans in 2018 for 16K over 13 months. Defaulted and let the bank know how little I was making at the time. They made me an offer and I took it and lived in squalor until completing the agreement in Jan of 2020. Government Loans couldn't be settled of course. Had $12,500 when COVID ended and payments restarted. Started Grad School (freezes payments), Worked my ass off at my sales job, and paid $13,748.91 in 6 months. Probably never taking another grad school class again. https://gamefaqs.gamespot.com/a/forum/0/04de3aa6.jpg I could have done so much with the money and it's set me back a great deal. My college girlfriend left me due to my financial strife and how long it would take. She believed I could do it but she just couldn't afford to wait, I had to abandon the line of work I truly valued because it didn't pay enough, I've lived at home this entire time and my schoolmates and local friends have written me off as a loser because I haven't progressed as they have. But it's definitely possible to pay them off. Allow me to be an example. ... Copied to Clipboard!
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modena 04/24/24 8:25:49 PM #2: |
https://gamefaqs.gamespot.com/a/forum/f/f440a65a.jpg
--- I'm surrounded ... Copied to Clipboard!
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Anony1125 04/24/24 8:27:34 PM #3: |
Congratulations! As a prospective loan shark, please let me know if you ever need some money again.
--- Feeling really good. Faceless goofus in a sea of alts ... Copied to Clipboard!
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Robot2600 04/24/24 8:32:48 PM #4: |
what a dismal topic but it looks like things are finally gonna go your way tc
--- April 15, 2024: The Day the Internet Died ... Copied to Clipboard!
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#5 | Post #5 was unavailable or deleted. |
thronedfire2 04/24/24 8:41:59 PM #6: |
I dropped out of 3 different schools. my debt from student loans is finally down to under 30k after almost 20 years
luckily one of them was only community college so those were small numbers. --- I could see you, but I couldn't hear you You were holding your hat in the breeze Turning away from me In this moment you were stolen... ... Copied to Clipboard!
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shironinja 04/24/24 8:43:00 PM #7: |
Robot2600 posted...
what a dismal topic but it looks like things are finally gonna go your way tc we are in a recession and are all heading to war in the next year or two? --- Now or never. ... Copied to Clipboard!
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Jaguar34 04/24/24 9:53:39 PM #8: |
Robot2600 posted... what a dismal topic but it looks like things are finally gonna go your way tcI feel like dismal is a strong word shironinja posted... we are in a recession and are all heading to war in the next year or two? It's a good time to not owe a motherfucker shit ... Copied to Clipboard!
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Jaguar34 04/25/24 11:47:25 AM #9: |
thronedfire2 posted... I dropped out of 3 different schools. my debt from student loans is finally down to under 30k after almost 20 yearsI got Community College out of the way quickly ... Copied to Clipboard!
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Murphiroth 04/25/24 11:49:08 AM #10: |
Surely then given that you know how awful and predatory these loans are, you're in full favor of student loan forgiveness? Surely you made this topic in good faith, right? Surely. ... Copied to Clipboard!
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YoshiMitsurugi 04/25/24 11:51:55 AM #11: |
I'm not paying back a penny. I own a home through inheritance and I don't really give a shit about my credit.
--- Born in blood. The Hurley Bird gets the worm. ... Copied to Clipboard!
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Jaguar34 04/25/24 12:04:11 PM #12: |
Murphiroth posted... Surely then given that you know how awful and predatory these loans are, you're in full favor of student loan forgiveness?Lol. It's more like we're never gonna get it on a large scale so making plans to pay them out may be a good idea. Student loan Payments starting back actually set me back a great deal until I signed up for grad school through my job to freeze them again. I think my strategy was unusual but elegant. The fact I was able to settle my private loans for around 40% may help people looking at big numbers make them smaller. Private companies will settle with you if you default. The Government loans are very difficult to get rid of and they got in the way of me building a house in 2021 (when stuff was cheaper) so getting them out of the way can help others in this BS housing market we live in. Even if you don't plan on building a home it will help with your long-term credit. ... Copied to Clipboard!
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Bass 04/25/24 12:07:41 PM #13: |
Congrats, TC. I'm glad you got that burden off your shoulders. I'm sorry it set you back so much, though. We really do need to reform the whole system.
--- Many Bothans died to bring you this post. ... Copied to Clipboard!
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emblem-man 04/25/24 12:33:15 PM #14: |
Jaguar34 posted...
My college girlfriend left me due to my financial strife and how long it would take. She believed I could do it but she just couldn't afford to wait,That's lame. What exactly couldn't she wait for? --- http://avatar.xboxlive.com/avatar/emblem%20boy/avatar-body.png haters gonna hate ... Copied to Clipboard!
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emblem-man 04/25/24 12:34:16 PM #15: |
shironinja posted...
we are in a recession and are all heading to war in the next year or two?No we're not on both those items. --- http://avatar.xboxlive.com/avatar/emblem%20boy/avatar-body.png haters gonna hate ... Copied to Clipboard!
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DDP886 04/25/24 12:36:19 PM #16: |
i'm 86k right now
--- Fo76: Lv 481 || Destiny: Former Raid Sherpa || ESO: Dual Wield Stamina Nightblade ... Copied to Clipboard!
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Cocytus 04/25/24 12:41:27 PM #17: |
Congrats
--- You're never ever fully dressed without a smile! ... Copied to Clipboard!
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FolkenRawr 04/25/24 12:42:54 PM #18: |
Congrats
One of my favorite memories was getting a check because I overpaid on my loans --- Cookin like a chef, I'm a 5 Star Michelin ... Copied to Clipboard!
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ItsNotA2Mer 04/25/24 12:46:15 PM #19: |
Yeah, I'll never forget the day I finally paid off my loans, (in my early 40's), it felt great!
And no, I'm not mad at other people getting student loan forgiveness from Biden. Congrats TC! --- It is impossible to live in the past, difficult to live in the present, and a waste to live in the future. (He/Him). ... Copied to Clipboard!
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Murphiroth 04/25/24 12:48:08 PM #20: |
Jaguar34 posted... Lol. It's more like we're never gonna get it on a large scale so making plans to pay them out may be a good idea. Student loan Payments starting back actually set me back a great deal until I signed up for grad school through my job to freeze them again. I think my strategy was unusual but elegant. Fair enough! ... Copied to Clipboard!
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MrResetti 04/25/24 1:00:04 PM #21: |
Grad school.is setting me back about 24k. Fortunately I already own a home. ... Copied to Clipboard!
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