Current Events > What is your FICO credit score?

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[deleted]
05/13/24 12:03:30 PM
#8:


[deleted]
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solosnake
05/13/24 1:55:48 PM
#1:


poll

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R1masher
05/13/24 1:58:32 PM
#2:


1000, only because my uncle works at the FICO warehouse

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DirkDiggles
05/13/24 2:00:00 PM
#3:


Over 9000.

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CARRRNE_ASADA
05/13/24 2:00:12 PM
#4:


Goes from very good to good every other day depending on CC balances

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PraetorXyn
05/13/24 2:02:06 PM
#5:


Its around 725 despite a bankruptcy from 2017 being on there, so pretty good Id say.

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LeoRavus
05/13/24 2:04:07 PM
#6:


PraetorXyn posted...
Its around 725 despite a bankruptcy from 2017 being on there, so pretty good Id say.

Mine's 696 today, bankruptcy in 2016. No CC balance currently but I use them once in a while to get the credit score back up and pay off right away.

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samsungsalt
05/13/24 2:04:59 PM
#7:


Nice try scammer

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PraetorXyn
05/13/24 2:09:34 PM
#9:


LeoRavus posted...
Mine's 696 today, bankruptcy in 2016. No CC balance currently but I use them once in a while to get the credit score back up and pay off right away.
I didnt use any credit til 2020 or so maybe when I accepted a shitty $1000 card just for that purpose.

In 2022 or 2023 I applied for a Discover card that was recommended for cash back rewards and such, and I got it, with a $9500 limit. So I basically just pay almost everything with that, trying not to go over $2000-2500, then pay it off as soon. As the statement is released. May as well get 1% - 5% cash back on the money I was going to spend anyway.

Experian Boost helps, as it basically just scans your payment history to use as evidence youre paying regular bills like cell phone / internet / etc, and that boosts credit 20 or 30 points.

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NightRender
05/13/24 2:11:59 PM
#10:


I don't know my FICO score.

My "VantageScore" is 806-810.

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Mizznox
05/13/24 2:19:05 PM
#11:


Been hovering around 790

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Prismsblade
05/13/24 2:25:24 PM
#12:


Currently surpassed the 800 score on my FICO a few months back. Steadily rose above 720 from a year ago after buying my house and getting a mortgage loan.

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DKBananaSlamma
05/13/24 2:26:50 PM
#13:


>800

Yeah boiiiiii >_>

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solosnake
05/13/24 10:49:32 PM
#14:


Damn, CE is full of good credit scores

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DarthAragorn
05/13/24 10:50:27 PM
#15:


per my bank's app apparently a 793

still broke as shit

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#16
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DementedDurian
05/13/24 10:51:48 PM
#17:


I have no need for this, I am a demoness of the night.

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BDSMKane
05/13/24 10:51:52 PM
#18:


Good, with over $100k in medical debt I will never pay off.

DementedDurian posted...
I have no need for this, I am a demoness of the night.
Comments like this are why I like you.

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Paragon21XX
05/13/24 10:56:29 PM
#19:


It's over eight hundreeeed!

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wackyteen
05/13/24 11:00:13 PM
#20:


Hovers right under 700.

I had a plan to get on top of my debt, have some cushion, and only have two payments (a card and a loan)

Life hit like a bag of bricks and my debt quintupled in the span of 2 weeks.

So my credit score never really got to sit high and pretty like I wanted. Oh well.

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HOON
05/13/24 11:00:15 PM
#21:


Theres no way most people here are exceptional yall lie too much.

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DarthAragorn
05/13/24 11:02:39 PM
#22:


HOON posted...
Theres no way most people here are exceptional yall lie too much.
I mean I'm on the fringe of that and I don't make jack shit.

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wackyteen
05/13/24 11:02:50 PM
#23:


HOON posted...
Theres no way most people here are exceptional yall lie too much.

It's not that hard to have a pretty high score as long as:

You're immaculate with payments
Have a lot of history (most of CE is mid age or older so accounts should be pretty aged by now)
And utilization of overall limit isn't too high.

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thronedfire2
05/13/24 11:03:32 PM
#24:


711

it was under 500 5 years ago

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BDSMKane
05/13/24 11:04:09 PM
#25:


HOON posted...
Theres no way most people here are exceptional yall lie too much.
Its not most, its just the largest group. Id doubt it also if I wasnt positive a fair number here have family living situations that positively skew their debt to income ratio.

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Ooooooranges
05/13/24 11:05:12 PM
#26:


811

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#27
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