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Current Events > Car insurance. $80 cheaper when I put 'IT' instead of 'software development'

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pinky0926
05/18/24 3:47:55 AM
#1:


And $30 more expensive when I put "software engineer" instead of "software Consultant"

Someone tell me with a straight face that car insurance is not a state sponsored scam

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wackyteen
05/18/24 3:50:07 AM
#2:


Nobody tell TC what insurance companies actually are

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pinky0926
05/18/24 4:03:18 AM
#3:


wackyteen posted...
Nobody tell TC what insurance companies actually are

No tell me

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Jaguar34
05/18/24 4:36:27 AM
#4:


How can you tell the difference in your quotes wasn't just time?
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wackyteen
05/18/24 4:37:08 AM
#5:


pinky0926 posted...
No tell me

They're investment banks.

They take your money and invest it.

Least, according to one of the YouTube lawyers who deals with personal injury lawsuits all the time

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pinky0926
05/18/24 5:45:23 AM
#6:


Jaguar34 posted...
How can you tell the difference in your quotes wasn't just time?
Changed it back and forth a few times

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Serious_Cat
05/18/24 6:34:58 AM
#7:


The best I can say is that it's nice when you need it.

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cjsdowg
05/18/24 6:37:20 AM
#8:


  1. Can you tell us where you are at so we can see how our jobs change our rates.
  2. It is a big business sponsored scam.

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Vengeance29
05/18/24 6:37:44 AM
#9:


'IT' or 'software development' you can probably afford it.
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TheSavageDragon
05/18/24 6:50:45 AM
#10:


cjsdowg posted...
1. Can you tell us where you are at so we can see how our jobs change our rates.


Pinky's Scottish

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ai123
05/18/24 7:16:46 AM
#11:


I fucking hate spending hours of my life every year so I can save 50 on car insurance.

I do like being insured though.

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pinky0926
05/18/24 9:04:47 AM
#12:


cjsdowg posted...
1. Can you tell us where you are at so we can see how our jobs change our rates.
2. It is a big business sponsored scam.

2. I say government sponsored because its illegal to drive here without insurance
1. Scotland

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JuanCarlos1
05/18/24 9:20:13 AM
#13:


Whats this? Are they measuring how likely you are to lose your job in the next few months or so?

Or charging you more just because you make more under that position?

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Revelation34
05/18/24 9:22:53 AM
#14:


wackyteen posted...
Nobody tell TC what insurance companies actually are


Scams?

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Hickey_Blvd46
05/18/24 9:28:34 AM
#15:


Insurance will always find a way to raise rates no matter what you do

Hell if you use them, they raise your rates

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TendoDRM
05/18/24 9:33:55 AM
#16:


Probably software engineers are statistically worse drivers.

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modena
05/18/24 9:35:52 AM
#17:


I look at insurance as just another vehicle tax.Ive never used it other than vehicle inspections. Mine is up to $20/mo now.

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Funkydog
05/18/24 9:40:31 AM
#18:


Just remember pinky, you will be safe when anyone under 25 cant actually drive the car they own to work and we ensure 70 year olds who cant see have easy access to vehicles.

Surely you can understand why we have to allow this state sponsored scam based on that.

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wackyteen
05/19/24 2:45:05 PM
#19:


modena posted...
I look at insurance as just another vehicle tax.Ive never used it other than vehicle inspections. Mine is up to $20/mo now.
What the hell

I've never paid less than like $120/month lmao

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#20
Post #20 was unavailable or deleted.
wackyteen
05/19/24 2:50:18 PM
#21:


[LFAQs-redacted-quote]

Even when I had liability, it was never under even $100

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ai123
05/19/24 2:51:19 PM
#22:


wackyteen posted...
What the hell

I've never paid less than like $120/month lmao
US car insurance rates are insanely high compared to the UK.

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BucketCat
05/19/24 2:52:17 PM
#23:


my favorite part about car insurance is that they said I'd get loyalty perks if I become a longterm member...

what perks do I have after having the same insurance provider for over 10 years? Not sure yet. The closest "perk" I got was when one of their roadside assistant vehicles crashed into my parked car (they were driving to help someone else, not me)....and what do I get? A check from them for the damage....and raised rates because my car was involved in an accident.

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wackyteen
05/19/24 3:00:49 PM
#24:


ai123 posted...
US car insurance rates are insanely high compared to the UK.
Can only imagine why

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Samurai_Man
05/19/24 4:52:04 PM
#25:


My insurance regularly raises my rate about $15-$20 a year now and I have all the 'discounts' I can get and am a 10+ year customer. I called and chatted with an agent about it and its apparently the area I live in (big city) has a lot of un-insured drivers, so they just raise the rates for everyone to compensate that. They said if I was to move about 30-45 minutes away from my current location into smaller suburbs, my rate would go from 159/month to about 80-90/month or even lower.

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pinky0926
05/19/24 4:58:21 PM
#26:


Samurai_Man posted...
My insurance regularly raises my rate about $15-$20 a year now and I have all the 'discounts' I can get and am a 10+ year customer. I called and chatted with an agent about it and its apparently the area I live in (big city) has a lot of un-insured drivers, so they just raise the rates for everyone to compensate that. They said if I was to move about 30-45 minutes away from my current location into smaller suburbs, my rate would go from 159/month to about 80-90/month or even lower.

I can't speak for how it works in the US, but here you're basically obligated to switch provider every year because they just plan on screwing you every year and bet on the fact that you can't be bothered to switch.

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Samurai_Man
05/19/24 9:50:36 PM
#27:


pinky0926 posted...
I can't speak for how it works in the US, but here you're basically obligated to switch provider every year because they just plan on screwing you every year and bet on the fact that you can't be bothered to switch.
Yeah here its a bit the opposite, I quoted all the other providers around me and I have a perfect record pretty much, no wrecks, no tickets, etc. and all other providers wanted nearly 200+ a month while my provider has been cheaper because I've been with them for so long.

It seems if you live in a big metropolitan area, where there's a lot of drivers and un-insured drivers they raise the rates of everyone else to cover the difference. Sucks, but it is what it is.

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Euripides
05/19/24 9:53:35 PM
#28:


I moved 50 miles and my rate dropped by $500 per year

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Xerun
05/19/24 10:23:23 PM
#29:


This is just a pricing algorithm based on how likely each generalised group is to claim.


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pinky0926
05/20/24 4:40:45 AM
#30:


I can't believe how expensive car insurance is in America. How the fuck do you guys afford it?

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