Poll of the Day > Credit card companies should not have this kind of power

(+) Yeah! (+)

i 100% don't give a shit

if you're buying porn games on steam, idk man, but it ain't it

shit like the sex with hitler series, or all those incest pedo ones? yeah, they don't belong on steam in the slightest, and it's honestly crazy that steam allowed it in the first place

i 100% don't give a shit

You're wrong about not giving a shit though.

Please stop being the person you are.

8. Content that exploits children in any way

RIP Roblox.

It's a little more than just "this looks illegal and we don't want to get sued."

no, it's actually less.
"we don't want to get sued"

Tort reform has been needed for decades, but will never happen so long as politics is dominated by lawyers.

This is how "The Hub" had its purge and eliminated 90 percent of its content

This is how "The Hub" had its purge and eliminated 90 percent of its content

https://steamcommunity.com/discussions/forum/0/601910081412430040/?tscn=1752727854

These companies should not have been allowed to ever get this big and it should be illegal to do something like that.

Wait until you hear about credit scores that have been around since the 90's.

It's what pushed them over the edge, but I expect that purge was coming either way, given the mounting pressure for them to do something about non-consensual uploads. I agree that CC companies wield more power than anyone should have, but that was a case where I'd say they used it for a good cause: taking verification more seriously to cut down on the amount of non-consensual uploads is something they should have been doing from the outset.

I didn't have a credit card in the 90s.

Agreed, it was good that something was finally done, but they absolutely weren't going to do anything until the CC companies pushed it. And I do feel they went overboard and took a scorched earth approach by removing so much content in one blanket move. Especially with animation, you don't need consent from a cartoon.

If memory serves, I think there were some lawsuits brewing that would likely have pushed their hand in a similar way. The purge went further than it probably needed to, and I'm aware of a couple of users who were 100% legitimate but had trouble getting verified and therefore couldn't keep their content up, but erring on the side of caution is probably better than not.

Animation, as I understood, was less a matter of having consent of the participants and was instead a matter of having consent from the IP holders. That was good ol' copyright, rather than anything porn-specific.

You cannot fight banks.

He was talking about the Steam games in the last example.

The banks are as much victims of this as you are. Your card is going to be visa or mastercard because that's all banks can choose from, and they collude. Do you think banks want *less* sales to occur?

No I wasn't

I am shocked Valve tells the processor at all what you are buying. And why does the processor even care?

(b) Prohibition.No payment card network, including a subsidiary of a payment card network, may, directly or through any agent, processor, or licensed member of the network, by contract, requirement, condition, penalty, or otherwise, prohibit or inhibit the ability of any person who is in compliance with the law, including section 8 of this Act, to obtain access to services or products of the payment card network because of political or reputational risk considerations.

Congress is awake now.

https://www.congress.gov/bill/119th-congress/senate-bill/401/text

Congress is awake now.

https://www.congress.gov/bill/119th-congress/senate-bill/401/text

Yeah I saw it posted on the Steam forums. I don't think it will pass since a lot of politicians would be in their pockets.

If anything, I assume the credit card companies are quietly behind it, as a means to feign powerlessness the next time some angry activist group threatens them over some damn thing.

It would backfire if it passes then.

"Credit card companies should not have this kind of power"

The content is irrelevant.

Congress is awake now.

https://www.congress.gov/bill/119th-congress/senate-bill/401/text

Why?
The credit card companies don't want to not make money. No longer needing to be moral guardians (because that'll be forbidden), means more money.

2) JUSTIFICATION REQUIREMENT.A justification described in paragraph (1)(D) may not be based solely on the reputational risk to the covered bank.

(b) Prohibition.No payment card network, including a subsidiary of a payment card network, may, directly or through any agent, processor, or licensed member of the network, by contract, requirement, condition, penalty, or otherwise, prohibit or inhibit the ability of any person who is in compliance with the law, including section 8 of this Act, to obtain access to services or products of the payment card network because of political or reputational risk considerations.

They don't. Some weirdos apparently sent a letter to them.

They're basically turning payment networks into a utility rather than a standard service. Your phone carrier, gas company, waste disposal service, etc. can't refuse service to you for being a convicted sex offender, but your bank and payment services currently can.

This bill is about them not being able to refuse service. The payment processors did not create it.

That is essentially what I said. I meant they to mean "the sponsor(s) of the bill" rather than "the payment processors".

it will be stopped by the magats even though it was submitted by one

it would not surprise me to see a counter bill that forces credit card companies to discriminate heavily against places and services deemed unacceptable by the government

mainly, porn websites. they really, really, really fucking hate porn despite consuming the most porn per capita.

The bill is about payment processors not being able to refuse service because of "reputational risk". The bill, if passed would mean they would have to reverse what they told Steam.

They cannot refuse to service a strip club, for example, regardless of "reputational risk" or any other factor other than nonpayment.