| Board List | |
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| Topic | A serious article on how making $400k/year is barely scraping by. |
| IdiotMachine 10/06/20 8:01:16 PM #1 | Title: Joe Biden defines income of $400,000 as wealthy, but heres why its barely scraping by for some Article: Joe Biden defines that threshold as wealthy, and, according to CNBC, those making that much money represent the top 1.8% of taxpayers, but the reality on the ground in pricy big cities tells a different story. In fact, at least one financial number-cruncher says that kind of salary barely covers the bills in New York, San Francisco, Los Angeles, etc. Based on the expenses, a $400,000 household income provides for a relatively middle-class lifestyle, popular Financial Samurai blogger was quoted as saying on CNBC. A middle-class lifestyle is defined as: owning a home, having two kids, saving for retirement, saving for college, going on modest vacations several weeks a year, and retiring in ones early 60s. Heres how he breaks it down: https://imgur.com/NrTlzkh So $400,000 a year leaves you with $34? Of course, that includes maxing out your 401(k), owning a nice home, taking a vacation, etc. Not a lot of tears are being shed by those who earn much less and cant make ends meet, but still, its easy to see why someone with that kind of salary doesnt exactly feel wealthy. They are not living it up on $400,000 a year, the Financial Samurai said. And it just keeps going: https://www.marketwatch.com/amp/story/joe-biden-defines-income-of-400-000-as-wealthy-but-heres-why-its-barely-scraping-by-for-some-11602010209 --- |
| Topic | Obese, covid-positive Donald Trump posts a vid on Twitter |
| IdiotMachine 10/03/20 7:13:33 PM #2 | I think this is the first time I saw Trump being pretty neutral and normal. --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 10/02/20 11:10:58 PM #66 | Took a second reading now, after about 7 hours. 367 mg/dL. I guess it's good that it's going down? We'll find out tomorrow morning. Good night, folks! By the way, I really don't like getting pricked in the finger. I might try an alternate site tomorrow morning. --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 10/02/20 9:00:06 PM #64 | mustachedmystic posted... In your stomach? I'd probably wuss out too.Yea it's like a 0.5 inch length needle I had to put in my stomach, then push and hold the other end while insulin gets injected (wait 5 seconds or so), then take it out. It took almost an hour and many, many false starts to actually do it. --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 10/02/20 8:21:07 PM #62 | Sheiky-Baby posted... Holy shit. That's emergency room level. What did you eat? How were you feeling exactly after the meal?I ate three slices of pizza and drank water. I didn't feel any different after eating except stressed out because I was trying to put a needle in my stomach for the insulin... I guess no more pizza for me. I have to start reading into what food I can and cannot eat. I don't want to go to a dietician because it's just more $$$. --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 10/02/20 5:23:29 PM #57 | It took me almost an hour to inject myself with Basaglar. I kept wussing out. In the end, it actually didn't feel bad at all. --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 10/02/20 4:27:39 PM #56 | Took my first blood drawing just now, after I finished my dinner. It was 425 mg/dL. That's not good... --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 10/02/20 1:56:12 PM #55 | IdiotMachine posted... So I still didn't pick up my stuff because the pharmacy is saying my insurance won't cover the brand name for the lance things and the strips that my doctor ordered.So doc says they never got a call from the pharmacy. They changed it now and I can go pick up everything. --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 10/02/20 1:35:35 PM #48 | So I still didn't pick up my stuff because the pharmacy is saying my insurance won't cover the brand name for the lance things and the strips that my doctor ordered. Pharmacy says my insurance will cover Accu-Check brand, but the doctor's office won't approve that brand. Seriously wtf is going on? I'm on hold (for 20 minutes) with the doctor's office to try to get some explanation. --- |
| Topic | Socialite Rebecca Grossman Struck And Killed 2 Boys In DUI Crash |
| IdiotMachine 10/01/20 7:35:08 PM #22 | So I guess that "too rich to know what's wrong" defense? Forgot the term for it. --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 10/01/20 1:59:54 PM #43 | BobanMarjanovic posted... What is your height and weight5' 11", 215lbs. Why? --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 10/01/20 12:30:54 PM #41 | MACisBack posted... It's to clean the site before injection.I mean why is that a prescription vs I just go get it. --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 09/30/20 11:58:40 PM #35 | JoeySlasherVSPS posted... Went to a doctor thinking I had a kidney or bladder issue...nope,I got diabetes and was rushed into the hospital that day and there for 5 days til my sugar levels came down from the 800s to a low 100s.Holy shit. Sorry to hear that... --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 09/30/20 11:56:18 PM #33 | So per my pharmacy, the following were prescribed today (I didn't go pick it up yet):
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| Topic | I got diagnosed with diabetes. |
| IdiotMachine 09/30/20 11:50:29 PM #31 | PalmerSensei posted... It sounds like you got diagnosed with type-2 based on how you mentioned moving off injections and onto medications if things go well. Is this correct?Yup, that's what the doc said. Injections now, follow up in a couple weeks to see how it's going, and maybe switch to medication. So to summarize, I didn't really have any symptoms. My work requires me to get annual blood work and urine tests. The urine test showed glucose in the blood. My work doesn't do diabetes blood check, so the work doctor couldn't definitively tell me I had diabetes, but recommended I go to my PCP. So about two weeks later, went to my PCP, got lab work done, and today was the follow up visit. --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 09/30/20 10:36:21 PM #17 | Are the test strips, lance things, and the machine prescriptions? Or can I just go buy them without a prescription? I ask because the doc prescribed a specific brand (OneTouch), and I want to Google which ones the best and just buy the best one instead. --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 09/30/20 1:25:26 PM #12 | CloneTheHero posted... my sister was recently diagnosed as prediabetic, scared her shitless.I'm scared straight right now, as soon as she said I need injections. Nothing changed in my life (diet or exercise); no idea why literally all of a sudden, this is happening (vs last year when I got my physical, and the tear before that...) --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 09/30/20 1:23:29 PM #9 | Sariana21 posted... I'm sorry to hear that. If you need injections, that sounds like Type I. Do you have a nutritionist?Nope. Doctor said she'll recommend me one. She said we're lucky we found this quickly, and she thinks it's my pancreas in shock right now. She ordered more blood work to check liver and kidney functions to see if they were damaged. She says she hopes that in 2-4 weeks, I can get off injections and go with medication. --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 09/30/20 1:20:58 PM #6 | Veggeta X posted... Oh wow sorry to hear that bud. I'm sure they told you almost no sugar and carbs now.Funnily enough, she said I should carry a small candy in case the insulin works too well. Rexdragon125 posted... That sucks. What tipped you off to get checked?Got lab work done at work (as part of my job), and it showed glucose in urine. They told me to go to my PCP to get that checked out. PCP ran a bunch of tests and showed 12% blood sugar levels in my blood. --- |
| Topic | I got diagnosed with diabetes. |
| IdiotMachine 09/30/20 1:15:09 PM #1 | |
| Topic | "I fEaReD fOr My LiFe" |
| IdiotMachine 09/26/20 9:13:13 PM #13 | Cornhuskers posted... So Philip Brailsford must have woken up on the wrong side of the bed???? I said police officers get training as if citizens are enemies. --- |
| Topic | "I fEaReD fOr My LiFe" |
| IdiotMachine 09/26/20 8:36:25 PM #4 | To be fair to the police officers, they are trained to think everyone is out to get them and are therefore hot headed and have itchy trigger fingers. Training needs to emphasize we are not enemies. Also, that woman needs more training if she is fearing for her life with this guy. This guy was annoyed but not threatening at all. --- |
| Topic | Just voted for Biden AMA |
| IdiotMachine 09/26/20 8:16:22 PM #2 | Are you certain that mail in ballot will actually get to the counting place? --- |
| Topic | I need to make $50k in one year for a down payment for a home wat do? |
| IdiotMachine 09/25/20 10:35:37 PM #12 | BlazinBlue88 posted... Dude that's what my score was. I was able to get a $0 down home loan and rolled my $11k closing costs into a second mortgage. From the time I said I wanted the house until I got the keys in my hand, I spent $3.5k.That's actually not a good sign at all, and a key indicator we're back on our way to another mortgage crisis in a few years (i.e. people being able to buy without the cash needed on hand). --- |
| Topic | Man debunks how to beat every "Saw Movie" trap. |
| IdiotMachine 09/25/20 10:05:05 PM #2 | |
| Topic | Remember when China helped save Mark Whitney? |
| IdiotMachine 09/25/20 4:14:29 PM #7 | AsucaHayashi posted... i understand the bloat but still, not having his family involved and only mentioned in passing drags it down a bit.You know what, I don't remember Mark even having a family, so I guess you're right. --- |
| Topic | Remember when China helped save Mark Whitney? |
| IdiotMachine 09/25/20 4:03:23 PM #3 | shockthemonkey posted... No, and I also dont know who Mark Whitney is. Got a little reading I can do? Sounds interestingMark Watney, sorry. --- |
| Topic | Remember when China helped save Mark Whitney? |
| IdiotMachine 09/25/20 4:01:19 PM #1 | |
| Topic | Final Fantasy 16 is going to be bad because Final Fantasy 15 was bad |
| IdiotMachine 09/25/20 1:41:50 PM #2 | Why are you even bothering to think about it? Game isn't going to come out until the next console generation anyway. --- |
| Topic | Scalping should be illegal. |
| IdiotMachine 09/25/20 1:06:08 PM #3 | Scalping is already illegal... I mean you'll kill someone doing that in the process. --- |
| Topic | Conservatives finally admit they dont care about pre-existing conditions |
| IdiotMachine 09/25/20 1:04:44 PM #10 | KnightofShikari posted... don't they also claim "pre-existing condition" if you change jobs and get a new insurance provider?Yes. And pre-Obamacare, health insurance worked a lot like normal insurance where if you used it too much, they could drop you as well. --- |
| Topic | This KAren's New York accent is as trashy as a Southern accent. |
| IdiotMachine 09/25/20 12:10:57 PM #10 | I thought her complaining about masks being normal was to the fact that we shouldn't be complacent about coronavirus, not that masks don't work and "Trump 2020". --- |
| Topic | You guys hear about this $2 BK snack box? |
| IdiotMachine 09/25/20 11:59:17 AM #3 | Austin_Era_II posted... That much for $2 just screams "real food"This made me laugh: https://twitter.com/mogkeanu/status/1308569628994678789 --- |
| Topic | You guys hear about this $2 BK snack box? |
| IdiotMachine 09/25/20 11:57:26 AM #1 | https://www.foxnews.com/food-drink/burger-kings-snack-box-2 10 piece nuggets, 1 medium fries, 1 cheeseburger, 1 small drink for $2. Anyone try it? --- |
| Topic | Defendant ESCAPES from courtroom in Ohio |
| IdiotMachine 09/25/20 10:30:40 AM #12 | |
| Topic | You gotta feel a little bad about Trump. |
| IdiotMachine 09/25/20 9:39:46 AM #14 | Watching this made me sort of feel bad for him: https://www.theguardian.com/us-news/video/2020/sep/24/vote-him-out-trump-booed-while-paying-respects-to-ruth-bader-ginsburg-video --- |
| Topic | You gotta feel a little bad about Trump. |
| IdiotMachine 09/25/20 9:25:00 AM #1 | He probably has no idea why people don't like him because everyone around him never tells him the truth. But then again, he's probably one of those people that would reject the truth of someone does tell him, so he surrounds himself with a bunch of yes-men anyway. --- |
| Topic | Why are cats so much cuter than dogs? |
| IdiotMachine 09/25/20 8:57:10 AM #1 | |
| Topic | The Virginia GOP, on reports of voter intimidation at polling sites |
| IdiotMachine 09/20/20 12:26:39 PM #6 | Squall28 posted... Do they not have mail in ballots in Virginia? I don't know why you would ever go to the polling stations in this climate.Because there's a lot more that could go wrong with mail in ballots vs. polling stations. Mail In Ballots: *The ballot gets lost before it gets into USPS's hands *USPS loses the ballot *USPS delivers the ballot late and now it doesn't count *The recipient loses the ballot once delivered *The recipient counts the ballot incorrectly Polling Station: *The station counts the ballot incorrectly There's just more risk with mail in ballots. --- |
| Topic | You know remember in infamous Bart scene from The Simpsons Movie |
| IdiotMachine 09/20/20 12:22:44 PM #4 | |
| Topic | Holy crap, T-Mobile makes their credits difficult. [blogfaqs] |
| IdiotMachine 09/20/20 12:21:55 PM #1 | T-Mobile website says that you'll get a free iPhone 11 Pro if you trade in an S10 via bill credits. So I traded in an S10. The S10 was valued at $226 for trade in. I had to pay a down payment of $117.67 for the iPhone 11 Pro. The difference will not be paid to me via cash, but as bill credit on the 1st month bill (minus tax and activation fee, which doesn't matter for this topic). I got my first bill. It shows a monthly due of $36.76, and a monthly credit of $32.25, which means I have to pay $4.51. I thought this was supposed to be free?! Turns out the math works: [Cost of the iPhone] / 24 = Monthly Due [Cost of the iPhone] - [Trade In Value] / 24 = Monthly Credit +Trade In Value at the beginning = Free Why'd they have to do it like that? Why not just make the monthly due $0? Bah... --- |
| Topic | I have a crew of 4 working on my house. Buy them lunch? |
| IdiotMachine 09/19/20 2:40:53 PM #10 | I bought them three large pizzas from a local place and brought it over with a 2L coke and 2L sprite. The foreman was extremely surprised and said I shouldnt have. They all seemed extremely happy. It should be another week, and the painting should be done. Ill buy them sandwiches or Chinese food next week. It actually made me feel very good making them happy lol. Thanks for your comments, especially @CanuckCowboy for showing me the other side. --- |
| Topic | I have a crew of 4 working on my house. Buy them lunch? |
| IdiotMachine 09/19/20 2:15:47 PM #1 | Theyve been here for the past week repainting my house. Im thinking of buying them lunch as a good will gesture. What do you guys think? --- |
| Topic | lol T-Mobile is such a joke. You guys should get in on this. |
| IdiotMachine 09/18/20 5:01:11 PM #5 | Oh one thing to watch out for is activation fee. That came out as a surprise to me... I've been doing MVNOs for the past several years, and forgot all about activation fees. It's $30/line, but if you ask nicely, they'll remove it for you. --- |
| Topic | lol T-Mobile is such a joke. You guys should get in on this. |
| IdiotMachine 09/18/20 4:58:34 PM #4 | WaterLink posted... They also give away free shit on Tuesdays. Most of the time its some food or something but they've given legit shit away too like free years of Pandora premium and MLB TV and subs to magazinesOn the app, it looks like for this week, it's free 6-month quibi subscription (idk what that is and not interested), 50% off 1 year "the dyrt", 40% off hotels, and 40% off car rentals. Next week, it says it'll be free whopper, $6 off Harry's shave set, and 10 cents off per gallon at Shell. --- |
| Topic | lol T-Mobile is such a joke. You guys should get in on this. |
| IdiotMachine 09/18/20 4:54:36 PM #1 | 4 lines on Magenta unlimited plan for $96/mo (taxes and fees included), with 4 free iPhone 11 Pros. How do they even make money on this? What I did: *Signed up two lines for T-Mobile, with "3rd line on us for life". *Signed up for "free line on us for life" (available today). *Signed up for Insider Bonus 20% off plan for life. *Traded in 2x Galaxy S10s, 1x LG ThinQ, and 1x iPhone 8 for 4 iPhone 11 Pros for free (via bill credits). That's only $24/mo/line... that's cheaper than pretty much any service, including MVNOs like Mint or Red Pocket (when factoring in taxes and fees), not to mention free Netflix (which already paid for; so not sure what to do with the $50-or-so credit I have on Netflix.com...). --- |
| Topic | Switched to iPhone 11 Pro from Galaxy S10... |
| IdiotMachine 09/18/20 3:23:57 PM #1 | iOS definitely improved since the last time I used an iOS device from iPhone 6. *You can uninstall a lot more apps than before (like you can uninstall Apple Maps and Safari now!), effectively making default apps no longer a thing. *There are quick settings now. *There are widgets now. Likes compared to S10: *Camera on this thing blows the S10 out of the water. *Face unlock is pretty cool. I HATED the underscreen fingerprint sensor for the S10. The face unlock thing for the iPhone 11 Pro just works. *iMessages is just as great as I remember it to be, and even more now with this emoji thing that mimics your actual face. Dislikes compared to S10: *Cant do multitasking: more than one app at the same time side by side (or I cant figure out how to do it). *YouTube Premium doesnt have a pop out player for some reason. *Cant put icons where I want, but rather in order only. *Keyboard has a bar on the top in iMessages where you cant remove the App Store and stuff like that. *The notch on the top of the screen is quite large, making notifications hard to see. Overall, I actually prefer the iPhone 11 Pro; I think it is a more polished product. --- |
| Topic | Grubhub drivers are becoming trash now |
| IdiotMachine 09/16/20 12:18:31 AM #11 | Virtual_Console posted... This guy literally was about to drop it on my doorstep and then went back to his car. Then he called me saying he has my food outside at my vehicle. I knew something fishy was going on but I went outside. Then he said I gave a low tip and told me to go back inside and give him a higher tip in cash. How can they have the audacity to do this to someone? I didnt feel like calling Grubhub support because they cant do anything about it. The situation though just pissed me offSay "get off my property and take the food", then email grubhub for a refund (and probably a big credit or a coupon). --- |
| Topic | Grubhub drivers are becoming trash now |
| IdiotMachine 09/16/20 12:11:03 AM #8 | Virtual_Console posted... No but I had someone literally demand me to go back in my house and get a better tip for them. I didnt want to argue with the man because I didnt want people in the neighborhood looking at me weird and I dont know what the guy wouldve done if I said no. Was one of the most disgusting experiences Ive ever had in my life. Should I have been bold and say no?lolwtf --- |
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