Lurker > RCtheWSBC

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TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/19/21 1:11:57 PM
#83
Jen0125 posted...
The spare room is for me and Teddy
You'll be sharing a room with Lucky Stout

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/19/21 7:48:32 AM
#80
grimhilde00 posted...
Omg are you going to recreate the floor plan and your condo??? That would be so fun
Yep I started last night! It's annoying that you can't make vertical half walls still. Getting the square footage proportions close to accurate is frustrating

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/18/21 8:14:21 PM
#75
DrPrimemaster posted...
I can't argue with that.

Walking around Chicago when I lived there was amazing, I probably would have lost weight from it if it weren't for Lou Malnati's.

Are you enough in the city to be able to walk to work?
Nah, but the CTA is great. Gets me to work in 30-35 minutes. I haven't been riding it during pandemic times, though--my job went to 100% telework last March and moved out of its physical office space in August.

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the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/18/21 7:18:55 PM
#73
Compared to the other major metropolitan cities, it is so much more affordable. I sent my condo listing to a colleague in NYC and she got a bit jealous >_>

I know my money could go further in other places, but then I'd give up the things I love about city living. The taxes and pension liabilities are definitely a real issue, though. Fiscal mismanagement has left the state in junk bond status.

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the White-Sounding Black Chick
TopicMy Ted Cruz hex is working
RCtheWSBC
02/18/21 5:02:50 PM
#47
TopicCan white people sing the N word when it's in a song
RCtheWSBC
02/18/21 4:33:37 PM
#22
Well I voted the second option, which may also fall under the 3rd option imo.

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the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/18/21 4:31:36 PM
#69
Oh shit just got word from my lender that my loan application is now in underwriting let's gooooo

And my attorney formally asked the seller to fix some shit the inspection caught let's gooooo

Gonna play dollhouse in the sims 4 after work let's GOOOOOO

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicCan white people sing the N word when it's in a song
RCtheWSBC
02/18/21 4:24:20 PM
#20
FatalAccident posted...
Whats your opinion @Mead ?
I personally wanna know why Mead is asking a majority white audience about whether they're cool to use slurs >_>

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the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/18/21 2:44:25 PM
#68
JigsawTDC posted...
Anyway, I definitely one to come back one day. Ideally if I had the money I'd propose to my girlfriend after a nice dinner at Alinea.
Damn, you know how to wine and dine a person. Excellent idea.

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/18/21 1:55:47 PM
#66
Bomberhead posted...
Sweet, thanks for the information. I'll have to solicit some interest and visit Chicago with a group, probably once pandemic problems settle down.
For sure! It'd be a fun weekend trip from STL for a group of friends. I moved to Chicago for school almost 5 years ago without knowing a damn thing about it, and fell in love with the place. Happy to talk over PM about other recommended hot spots!

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/18/21 1:36:06 PM
#64
Bomberhead posted...
Chicago is a city I want to visit. Looks like a hell of a lot of things to do there. What hot spots would you recommend? And yes, I've been yearning to see concerts again, too. Damn pandemic and people being idiots.
Oh man, there's so much! You can get a lot done on foot if you're up for it and visit when the weather is nice. The classic tourist spots are downtown: The Bean sculpture, the Art Institute, Sears Tower (it's officially called Willis Tower now, but you'll get local cred for calling it Sears). The Chicago architecture boat tours are highly recommended to visitors and locals alike. From there you can walk to Navy Pier, or even along one of the lakeshore beaches. The lakefront is such a huge perk of the city.

But Chicago is truly awesome because of all the different neighborhoods within the city borders, each with their own kind of scene to offer in terms of local business and nightlife. You'll also have no problem finding good-ass food, anywhere you go!

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the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/18/21 1:21:58 PM
#62
grimhilde00 posted...
I'm so excited for you

I re-downloaded Sims 4 last night so I can spend the weekend designing my layout in-game lol

Bomberhead posted...
It's nice not to deal with others and have total control of what you want to do with your house. Keeps your bills low, too.

Illinois is not bad, but it depends on where you are. I'm in the St. Louis area of it and there is not much to do outside of bars, shopping, and food.
I'm in Chicago, best city I've lived in. Love the cultural amenities, relative affordability, and the public transit. Just gotta get through the pandemic so I can go to live concerts again!

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/18/21 1:08:33 PM
#59
Bomberhead posted...
Hell yeah, home ownership. Living alone was a bit daunting at first, but now, I miss having a little bit of companionship now and then. That and watch for the ghosts.
Oh I love living alone. Been flying solo since my senior year of undergrad. I could see myself getting a second cat in the future...

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/18/21 12:58:51 PM
#57
DrPrimemaster posted...
Or my life falls apart and I lose the place. My safety net went towards the down payment.
I feel this one, too. I won't be penniless after closing, but I'll need to build up my cash reserves again ASAP to be at a level I feel comfortable with in case of emergencies (6 months of expenses).

And I've been thinking extra hard about furnishing and decorating! But I have to remind myself that I don't need to repaint and replace everything as soon as I move in. I'm better off settling in for a bit and taking notes of things I'd like to see changed to meet my preferences.

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicMy Ted Cruz hex is working
RCtheWSBC
02/18/21 12:51:52 PM
#37
Archgoat posted...
Sadly he will skate on by. My fellow Texans like to elect a bunch of idiots. Cruz fleeing the state that is in crises, Abbot saying the right things until he goes on Hannity, then lets blame green energy, former Gov Rick Perry saying Texans would rather not have power than allow regulations on the electric system. A bunch of idiots.
I feel you on the cynicism, but their political capital is not drawn from an infinite well. More people have their eyes and ears open to all of this crap that has occurred under their leadership, and it really needs to be collectively addressed by TX citizens.

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the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/18/21 12:47:54 PM
#55
This adulting shit ain't easy. I recognize my privilege in having so many family, friends and colleagues as a support system along the way. Despite all that, I still manage to pysche myself out in whether I can do this. I don't want to be caught with my pants down, but there's so much that I don't know yet.

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/18/21 10:41:01 AM
#53
sodium-chloride posted...
Pics?
Nah

supergamer19 posted...
That's a really big condo round these parts.

Mine is around 1000 sqft, 2 beds 2 bath, parking+storage and was over half a mill.

Had to buy it alone, though. Although I'm jelly, I'm more so happy for your success. Congrats :)
Nice, and thanks! This place includes a storage space as well, but only permitted street parking. I haven't owned a car since 2015 though, so a deeded parking space wasn't a priority for me.

$500K though, oof! I offered $365K on this condo. Inspection report came back yesterday and we're going to ask for a few repair credits.

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/18/21 5:33:52 AM
#49
DeltaBladeX posted...
Why get that when you could live here?
https://imgur.com/gallery/msIQ0aE
Lmao I saw that listing a few days ago. Props to the creative writing skills of that listing agent.

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/18/21 5:32:39 AM
#48
Joshs Name posted...
congrats! i just bought last year so I kinda know what you're going through. very exciting times
Nice! I want to spend time thinking about interior design and decor but it gets overwhelming, gonna take it one day at a time

helIy posted...
i already got your housewarming gift in the oven
lol keep your casseroles at home, please

Thanks everyone for the congrats


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the White-Sounding Black Chick
TopicI'm continually amazed how inactive most American adults are
RCtheWSBC
02/17/21 7:49:08 PM
#9
shadowsword87 posted...
It's cold out and there's a pandemic.
I'm doing my part by staying inside.
Yeah but we could still be active while inside! I got Nintendo Ring Fit for this very reason.

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 7:48:14 PM
#41
The condo is about 1,400 square feet. I won't be hosting many guests to start, but I would prefer to have my home office separately set up from bedrooms since I work from home every day now. It's also where I'll have my piano.

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 7:35:56 PM
#38
No parties til 2022 because COVID rules everything around me

C.R.E.A.M. get the money

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicI'm continually amazed how inactive most American adults are
RCtheWSBC
02/17/21 7:34:51 PM
#5
Damn, this topic is about me ;_;

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 7:26:59 PM
#36
LinkPizza posted...
$300 a month, or year?
A month. It includes hot water, exterior maintenance of the building, shit I don't want to do like snow removal.

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 5:55:08 PM
#33
Yellow posted...
Thinking of skipping the apartment step and just buying a house myself.

You think $14/hour full time is enough?
Depends on a lot of factors, such as where you're trying to buy, your current assets and liabilities, and credit history.

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 4:52:38 PM
#28
Archgoat posted...
I've heard condo HOA fees can be quite outrageous. Just be sure to budget for that, I am sure you have though.
Yeah it's unavoidable, but I'm fine with it. Mine is $300, a reasonable amount from what I've seen in my searches. The building association has healthy reserves and has redone their roof in the last 2 years.

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 4:32:16 PM
#24
Haha I dunno about all that. The condo market is more affordable, and I do have support from my family with the down payment (and even with that support, I'm not able to put down 20%).

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 3:05:38 PM
#22
Blightzkrieg posted...
There goes the neighborhood
You officially play too much!

DrPrimemaster posted...
In the same boat right now.

Are you still in Illinois?
Yep yep (and congrats!)

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 2:51:24 PM
#18
I prefer to live alone, thx tho

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 2:06:00 PM
#14
streamofthesky posted...
I've been in the process of trying to do a new construction home for like half a year now.
Never bought a house before, but I don't like the ones available and they're all stupidly overpriced now (literally all shot up ~$100K in 2020, b/c apparently w/ COVID, everyone wanted a larger place to quarantine in).

It's been super frustrating getting anywhere, if you want anything different than the cookie cutter houses put up in HOAs (which is the whole reason I'm doing new construction in the first place, to not have that).
I have a real estate (buyer's) agent and talked to half a dozen builders, but tracking down all the specialists from ones to do the siding I want, finding available lots for sale, finding land surveyors, finding the best bank loan offers, getting estimates from drafters and architects, verifying water and sewer hook up of the lots, getting answers on building code requirements, etc...
...Has 99% been done my me.
Man, that is so much burden to deal with. My parents were in the process of starting a new home construction about four years ago, but the cost estimates ended up being above and beyond what they felt comfortable with for their project. They did end up finding a really great house on the market that meant all of their needs and renovated it since!

The market has definitely been crazy-go-nuts in the last year. In my area, there's more competition in the single family home market in the city's surrounding suburbs, but condos are also increasing in price depending on their neighborhood.

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 1:59:13 PM
#10
LinkPizza posted...
Good luck. I decided to do that a while ago. But I wanna finish getting rid of some other debts first...
That's a good thing to prioritize, as lenders do consider your debt-to-income ratio in their loan estimates.

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 1:58:28 PM
#9
GrabASnickers posted...
Oh I didn't know you were that far along, I assumed you meant you were just getting the loan pre approval and meeting a realtor and stuff. I think you have all the hard stuff out of the way then. Closing is just sitting down and signing a bunch of shit
Oh, that's good to know. I don't close until April--the day after my birthday, actually. Awesome gift to myself this year!

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 1:56:55 PM
#8
SpeedDemon20 posted...
Congrats! How many bedrooms/bathrooms?
Three bedrooms, two bathrooms! I wanted a proper guest bedroom and home office space. I'm in a condo building, one floor below the top. It's a great location and meets all my needs as a first-time home buyer.

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 1:55:13 PM
#5
Everything is moving very quickly so far! Literally I put the offer in this past Saturday afternoon and got told it was accepted the next evening. Inspection just got done today, no major problems found. I'm trying (too) hard to stay on top of it all, but each step feels daunting when you're totally new to it all!

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the White-Sounding Black Chick
TopicOh shit I'm officially in the process of buying my first home
RCtheWSBC
02/17/21 1:50:42 PM
#1
I'm anxious, I'm nervous, I'm excited, and I'm anxious

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the White-Sounding Black Chick
TopicWhat STUFFED ANIMAL did you have as a KID???
RCtheWSBC
02/15/21 6:26:52 PM
#27
I had a white rabbit. I named it Bunny. I always remember having Bunny; I was born on Easter Sunday so I'm guessing it was a gift from soon after my birth. Pretty sure it's still in my childhood closet.

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the White-Sounding Black Chick
TopicAnimal Crossing New Horizons: New Year, New Island!
RCtheWSBC
02/15/21 6:23:22 PM
#54
Thanks for the DIYs, @Phantom_Nook !

Happy Festivale!

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the White-Sounding Black Chick
TopicAunt Jemima Finally Gets A New Branding...
RCtheWSBC
02/11/21 11:52:30 AM
#111
CyborgSage00x0 posted...
Kinda appropriate, since it's an insult to even call that stuff "syrup" in the first place.

It's 2021, even big-box groceries carry real, quality syrup offerings now. No one under 10 should be eating this swill.
Absolutely correct take

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the White-Sounding Black Chick
TopicI have a plastic surgery consultation on Monday
RCtheWSBC
02/08/21 9:33:18 PM
#56
Damn, my lady already looks like a dime and now she's about to be feeling like a quarter

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicI love burritos at 4 am. Parties that never end. Dogs that love cats. And and
RCtheWSBC
02/05/21 5:37:22 PM
#4
I want twins

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the White-Sounding Black Chick
TopicDo you have any plans for Valentine's Day?
RCtheWSBC
02/05/21 11:27:20 AM
#19
Touring properties for sale in the hopes of buying my first home

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https://imgur.com/HZf4bFJ
the White-Sounding Black Chick
TopicAfter ten thousand years I'm free!
RCtheWSBC
02/04/21 11:29:44 PM
#97
You are all horny outlaws on the run

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the White-Sounding Black Chick
TopicAfter ten thousand years I'm free!
RCtheWSBC
02/04/21 11:21:50 PM
#91
Jen if we keep this up we're gonna get sentenced to horny prison

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the White-Sounding Black Chick
TopicAfter ten thousand years I'm free!
RCtheWSBC
02/04/21 11:15:29 PM
#88
Jen0125 posted...
Ugh no

Let me know when you're single tho I might be interested


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the White-Sounding Black Chick
TopicAfter ten thousand years I'm free!
RCtheWSBC
02/04/21 11:13:16 PM
#86
Y'all better stop questioning Nintendo before they DMCA you

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the White-Sounding Black Chick
TopicAfter ten thousand years I'm free!
RCtheWSBC
02/04/21 11:10:32 PM
#81
Her character's catchphrase would be "I wish the Lord would take me now"

cue laugh track

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the White-Sounding Black Chick
TopicAfter ten thousand years I'm free!
RCtheWSBC
02/04/21 11:07:42 PM
#77
MICHALECOLE posted...
You really going to believe somebody that claims to not want children, but is actually pregnant right now?!
The Immaculate Jenny would never lie

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the White-Sounding Black Chick
TopicAfter ten thousand years I'm free!
RCtheWSBC
02/04/21 11:00:45 PM
#72
Daaaaaamn so that's why she's thirst trapping you. Well I believe Jen and now I'm jealous

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the White-Sounding Black Chick
TopicAfter ten thousand years I'm free!
RCtheWSBC
02/04/21 10:56:00 PM
#69
Wait a minute, you're hot? Did I miss this?!

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the White-Sounding Black Chick
TopicPost a picture of yourself
RCtheWSBC
02/04/21 10:06:29 PM
#120
DukeRaouI posted...
I know its such a great arena. Have you been since they remodeled the inside a few years ago? A little different but really nice.
Yeah I have! I last went to a game in winter 2017 I think...feels like super long ago now.

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the White-Sounding Black Chick
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