Current Events > Is it wrong that I'm 38 and live at home.

(+) Yeah! (+)

Had to move back a couple years ago. Was gonna be brief, but I've just ended up staying. I have a job that I'm moving up quickly. I just really like all the money I'm saving. I'm invest the money I save for retirement.

Oh, and I lived on my own most of my adult life.

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If it works for you, who are we to judge?

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That's real sad. Why don't you own a home by now? I do, and I'm 33.

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Pepys Monster posted...

That's real sad. Why don't you own a home by now? I do, and I'm 33.

Less than half of millennials in the U.S. own a home. By your definition, most of our generation is sad. Are you calling America sad, buddy? *raises dukes*

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I couldn't wait to get the fuck out once I had enough money. I love my parents but they're old and annoying lol

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Not really. It's only sad if either you're intending to bring women there or get engaged and or married and continue to live there long term.

Especially looks better considering that you have only been back there for a bit.

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No.

That's how you build generational wealth.

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I honestly don't have the time or energy to care about how other people are getting by, plus I genuinely don't care.

If you aren't a burden and everyone is doing fine...

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If you try to date, some women will be put off by it. Otherwise, you do you man. Plenty of millennials also still at home.

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Pepys Monster posted...

That's real sad. Why don't you own a home by now? I do, and I'm 33.

Extremely dumb post. Like did you even read what you wrote?

420TwiZtiD420 posted...

If it works for you, who are we to judge?

this

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Pepys Monster posted...

That's real sad. Why don't you own a home by now? I do, and I'm 33.

owning a home over rated, i prefer to rent, let a landlord do all the maintenance, works for me

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420TwiZtiD420 posted...

If it works for you, who are we to judge?

Pepys Monster posted...

That's real sad. Why don't you own a home by now? I do, and I'm 33.

Smh

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sabrestorm posted...

owning a home over rated, i prefer to rent, let a landlord do all the maintenance, works for me

Yeah but you're just wasting money and not putting it into equity

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NeonOctopus posted...

Yeah but you're just wasting money and not putting it into equity

This. More often than not a mortgage payment is considerably less than renting AND you end up with equity like this person said. Renting is literally throwing your money away.

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ZannoL posted...

Extremely dumb post. Like did you even read what you wrote?

He's a troll. Pay him no mind.

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NeonOctopus posted...

Yeah but you're just wasting money and not putting it into equity

I rented for a long time. Worked for me at the time. Some people just kind of prefer to rent.

LordRazziel posted...

He's a troll. Pay him no mind.

I hate to break it to you, but I do in fact own a home.

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sabrestorm posted...

owning a home over rated, i prefer to rent, let a landlord do all the maintenance, works for me

To be fair, you can have the best of both worlds. I own my house, but the guy who built it is contractually obliged to do all sorts of work on it as and when it comes up.

NeonOctopus posted...

Yeah but you're just wasting money and not putting it into equity

While this is true, not everyone is trying to stay someplace for 20yrs. If your working someplace and trying to build up for a future plan then renting is best option if you plan to make another move within a few years.

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Pepys Monster posted...

I hate to break it to you, but I do in fact own a home.

I don't disbelieve you. You're still a troll.

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It's subjective. Sounds like you're alright, though. It's the people living at home but also refusing to accept adult responsibility that are the ones to be condemned.

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I did from age 29-30

Helped me save for a down payment, now my mortgage is half the price of rent and my home has gone up $100k

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It's only wrong to delusional boomers and people who think like delusional boomers. Used to be multiple generations would live under one roof, but certain folks wanted more homes sold so it became taboo. Unless you're just mooching, it's totally fine.

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I personally feel like somewhere in between. I have my own house (completely paid off) but it's through an inheritance.

I will admit a lot of my life feels like it was just gliding through rather than having to work hard.

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Having money is cool though. It will help when you are ready to buy a house of your own!

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I will say that it has become less of a stigma in the last decade in the US, although some people will still hold to it.

In certain cultures, children live with their parents all the way to being married. In America, the idea that a child must move out and become independent by a certain age is honestly a relatively recent one. Back when it was cheaper and easier to find one's own place and live on their own.

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It is perfectly fine, some people leave their parents alone and think thats " a good thing "

in this new era, never leave them alone

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Nothing wrong with that, especially if your parents could use some help. I recently had a whole plan about moving out again, but something changed and i told my parents that I would never leave unless they wanted me gone.
My father is just getting older. A couple of weeks ago he fell out of bed and if I wasnt here then my mom would have needed to call the paramedics.

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Not at all. Housing is so expensive that the government should have stepped in years ago and nobody pays enough to cover rent anymore.

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No, it's not wrong. It's good if a family can stay together and help each other out, life can be difficult on your own.

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Pepys Monster posted...

That's real sad. Why don't you own a home by now? I do, and I'm 33.

i got a really good home in Alaska. Im 23 and have a family. My home costs $250,000. I make $65 hourly and already ready for retirement.

Whiteangel500 posted...

i got a really good home in Alaska. Im 23 and have a family. My home costs $250,000. I make $65 hourly and already ready for retirement.

Nice dude, you're crushing it.

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Payzmaykr posted...

Not at all. Housing is so expensive that the government should have stepped in years ago and nobody pays enough to cover rent anymore.

I pay my rent just fine. Do you have a marketable skill?

Lame

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Whiteangel500 posted...

i got a really good home in Alaska. Im 23 and have a family. My home costs $250,000. I make $65 hourly and already ready for retirement.

that's good money. you work on an oil rig or something?

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Nothing wrong with it personally, as long as you help out your parents.

Of course a lot of girls can be off put by it. Asian girls are more understanding since they tend to live with families too. If you get a gf, I'd consider moving out. Or when you two decide to live together.

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LordRazziel posted...

Had to move back a couple years ago. Was gonna be brief, but I've just ended up staying. I have a job that I'm moving up quickly. I just really like all the money I'm saving. I'm invest the money I save for retirement.

Oh, and I lived on my own most of my adult life.

This is great.

I am in a very similar scenario in life.
I wish I could tolerate my parents enough to live at home. I could have enormous equity and be ~halfway to very comfortable retirement now if over the last ~16 years I had spent any appreciable amount of time with parents instead of on my own.

good for you.

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Why are you even asking this question. Just do you
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Pepys Monster posted...

I hate to break it to you, but I do in fact own a home.

So does my dog, sort of. Are you my dog?

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