Lurker > wolfy42

Oh didn't see your last post till I had already posted.

Another thing you can do is give your boyfriend 1-2% ownership in your home (tenants in common I believe is the term). You can write a contract stating at any time you can buy back that % of ownership for X amount of money (so if you ever break up or need to own it all you can have it back). That is better than leaving it to him, because if you are tenants in common and one of the owners passes, the other owns the full amount (because you no longer legally exist to own the 98%). This prevents taxes and other annoying problems you have to deal with when leaving things to someone.

In addition if you do owe any debts (not student loans but anything else...medical bills etc), the house will still go directly to him and not be on "hold" until it has gone through probate.

To add to this, you can also add someones name to any CD's you have etc, this again will make them go directly to them (not waiting for probate, no taxes etc), but they can't actually cash out the CD unless you die (so it's still just your money, but if you go poof, it's now their money without having to deal with debt/probate etc.

CD's are a good way to put any savings away safely (no worries about identity theft etc, while still making a decent amount of interest in a safe way (safer than the stock market etc).

You both could also just invest in one together if you are both working, and have a shared nest egg for the future, but also backup if either of you croaks so you have something to help you cope if you get mega depressed and hate life for awhile.

Few things.

First, yeah they don't ask for proof you are married, they never did with me and more importantly, they even broke the rules and let me stay with linda outside of visiting hours. I was literally in the hospital 24 7 for months.

Second, at least currently if you croak your student loans go poof. It doesn't come out of your life insurance or any money/value/property you have. Anything you leave to others will not be touched by that (also you do not inherit your spouses student loan debts etc).

Third, super mega congrats, nobody needs the government (or a god's) permission to "marry" or form a partnership, the only people that matter in that scenario are you and your partner, so congrats on him saying yes and finding someone you love and want in your life, that is awesome.

Hope you both live long and happy lives and the "happily ever after" happens for you:)

Where is the pita bread when you need it?

You do realize that is how you make more republicans don't you?

Worked in landlord tenant law for years. It varies state by state, and of course, non-refundable deposits are not ...well refundable lol.......but many states don't allow you to doc a deposit for basic cleaning, and more is added the longer you have lived there (or even the longer since rugs etc were installed).

Painting the walls, cleaning or even replacing the carpets and other things like that are often included in "normal" wear in an apartment and you can't be docked for them.

What is more, in many states if a landlord withholds a deposit when he shouldn't or legally couldn't they can be charged 3x the amount if you bring them to court, and in states like CA, WA etc....that usually is a very fast process that can be done without even going into court (zoom call etc).

Just make sure you take pictures of anywhere you move when you move in, and then when you move out, as proof. You can sue for your deposit back in small claims court and if the landlord doesn't respond you automatically win (you can sue for 3x the full deposit amount), that being said you can also sue for anything else at the same time, up to an amount of $10,000, so if the landlord did anything wrong, might as well add that to the case.

Again it all varies state by state.

In CA you can't have non-refundable deposits anymore (although people still get away with it cause not everyone knows that), but you CAN rent a place as "furnished" which pumps the max security deposit up from 2x the rent to 3x the rent (just requires having a few pieces of furniture in the place, even just cheap desks and a chair etc).

Meanwhile you are also only ever required to clean the place back to the state it was in when you rented it. So always take pictures and then compare those pictures to the apartment when you are leaving, and you can ensure it's as close as possible. In addition, unless evicted you are entitled to have a walk through by your landlord up to 2 weeks before you move out, where they must list anything they plan on deducting from your deposit, giving you time to remedy it before moving out.

Considering many places require 2x rent now for a deposit, it's VERY worth it (with how high rents are) to ensure you get as much of your deposit back as possible. The laws do vary, but they are pretty similar in most cases and landlords are no longer allowed to just keep deposits because they like money lol. You have to have caused some non-normal damage...and been unable to fix it yourself before leaving.

This is a list of normal wear and tear on an apartment in CA. As you can see, even faded paint etc, or a worn carpet is not your responsibility. In general you need to have caused significant damage to something to be responsible for it. You are not responsible for making the apartment look as "new" as when you started renting it, that is the landlords responsibility. If you rent somewhere 10 years, the walls need to be painted (dirt smudges etc, the carpet is faded and worn out and the garbage disposal doesn't work, you do not generally owe any money for that, that all happens naturally over time and is actually your landlords responsibility. In fact, you may even be able to request they remedy such situations while still renting the place.

https://www.tobenerlaw.com/wear-and-tear-and-security-deposits-under-california-law/

funkyfritter posted...

I'm hoping to grow a few extra arms. That would be nifty.

Then you would be a one man army!!

jump

Inflation is...well insane recently. Cost of living in Olympia WA has almost doubled in 10 years. Cost of renting the same place has doubled in most cases in just the last 5 years. For a 1 bedroom apartment that was $700 when I moved here, the same apartment is over $1300 (we moved here in 2016, but didn't meet the friends running the apartment complex till 2018.

From 2018to 2023 it has jumped over $600.

That being said, there are no 1 bed apartments available at that price, the cheapest 1 bedroom available there (and only one is available) is 1425$ (over double the cost in 2018).

That isn't inflation, that is just insane.

Twas a random line I heard on Reels from Dr Doolittle with eddie murphy. He's trying to get 2 bears together to save a rainforest or something and the female bear says that lol. Just was seriously funny to randomly hear.

Sneaker pimps though.......That brings to mind the LEGEND Al Bundy, who I know dressed up as a pimp at least, and sold sneakers.......if anyone was a sneaker pimp, it was him.

Best random line of the day.

Adult

I played it awhile but I didn't use/get one of the startup pack things, just played it straight, and that really bites you in the but eventually, some of the free heroes you get are really strong. It got boring eventually anyway, and your progress really slows down.

Auntie Jay

First you get a free month (of most of the services) every 6 months to a year (Depends on the service). I have a free month of Hulu right now waiting for me to bother signing up (they send you emails).

I also have 6 months for $2 a month but that is the ad version. Currently Non-ad hulu is $15 a month, if I'm gonna get hulu, I'm gonna WATCH hulu, over 100 hours in a month for sure (I rotate the services I pay for, and include free months in there, that generally means I pay for 1 month of each service each year).

15$ is what.....even at $2 a month for ad hulu (and it's usually $5 or more), $13 a month for no ads compared to having ads that are at least 15 minutes out of every hour. If you watch 100 hours, that is 25 freaking hours of your time.....over a month...to save at most $13. So you are basically saying that your time is worth 50 cents an hour or less. Mine is def worth more than that.

Meanwhile I create lists of what I want to watch when I get a service again. Hulu currently has The gifted.SirensShits CreakRick and morty, Solar opposites (new season),justified,legion,secret invasion

That is just a few I want to watch on hulu, there are more, along with kinda wanting to rewatch smallville again (been awhile), and a few other shows/comedies that I would casually watch if I had it.

Right now I have both Netflix and HBO Max, I had disney a few months ago. I'm trying to finish the latest season of Umbrella academy and then I really need to try and get into witcher season 2 so I can watch season 3 (Which will be the last season for me). I also need to try and watch the latest season of Stranger things (again, just couldn't get into it) before another one comes out.

There is no comparison to cable though, even if you didn't get free months every year (or in some cases 6 months) for many of them. Even if you PAID for 2 months a year, for each of em, and had 2 at a time always (so you had tons of choices) you are talking about (At most) 30$ a month (at least right now, I think both Hulu and Amazon are gonna go over $15 soon).

Just talking about new content, which often you can binge watch all at once, that is a freak ton of programing you get for $30 a month....which is significantly cheaper than just basic cable with no on demand/DVR etc (heck you can't even get a cable box with it for $30 I don't think).

The only time it's not a good deal is if you are paying for a year, or many months and not watching it (maybe 1 or 2 shows a year and that is it). Yes, you need to cancel/re-sign up, and that is a pain, but you can literally cancel the day you sign up, so it doesn't auto-charge you. Most will give you a free month 6 months later, and in some cases, I have not even signed up and paid again before they offered me ANOTHER free month.

Many (amazon especially) will try and bribe you after the free month with a "cheap offer" to continue as well....often as little as $2 or so, for another month. Then you have 2 months for $2.....(amazon did that last time, but a bunch have done that).

Long story short, I spend less than $200 a year for streaming services but I always have a huge selection of shows to watch, and many to look forward to. Way better than cable ever was for sure, even when they didn't try and freaking price gauge everyone to death (seriously back in 2017 (one year after moving to WA) they wanted to jump our cable bill (no HBO etc) to 220$!!!! That did include internet....but it was basically double what we signed up for. I canceled and never looked back. Cable is a freaking rip off. Streaming services though, you only get ripped off if you are lazy or don't bother canceling it when you are not using it.

Tons of ways it could have happened like in the texts. Just because things are the way they are now, doesn't mean they were always that way.

As an example, the bible lists all these insanely long life spans early on, but they grow shorter and shorter, especially after noah's time. Perhaps initially humans and even most animals had far longer life spans but due to inbreeding that drastically reduced over time. Right now you can't sustain a species with only 2 animals, but who is to say that originally you could, they just wouldn't be as "perfect" and you ended up with what we have now eventually.

Do I personally believe that it happened that way? Not even a little bit, but I would not flat out state it's impossible for it to have. It sure isn't very likely, but there are tons of explanations that could be made for how it is possible.

Yep, the respec option is pretty great since they have such deep and diverse class system and so many ways to play. You get the option almost right away and can make a save right after, so you can play the game as any combination of characters you like (while still playing with origin characters that have their own stories etc). Only thing you can't change is their race sadly.

Even in one playthrough though, the respec option can allow you to fine tune your characters based on their levels. You are not restricted from multi-classing like in 5e.....allowing you to be any combination you want (even 1 level of every class). Most of the melee classes get a big bump at level 5, so going pure 5 barbarian/fighter/ranger/paladin etc really pays off initially, but AFTER 5, multiclassing can add alot (and in some cases going pure past 5 like for a barbarian doesn't add that much).

There is alot of customization you can have, but you can also flat out just play simply with a basic set of classes and it's not complicated. The story is great, and it's pretty easy to pick up (two friends have not played a game like this at all and are loving it).

At the same time its not so on the rails that people who do play RPGs feel bored and don't have any choices that matter.

Great game, very worth the money and wait.

Throughout history and still in many parts of the world being a man is vastly superior than being a woman.

Given an option to reincarnate as either sex, unless you could disignate the time period and place you were born, you are WAY better off choosing to be a man. Even now, women in the "good places to live" still generally have to deal with more crap than men do, and in general have a tougher over all life.

If you could shapeshift right now, in this time, and have your identity transfered over, then yes, you might prefer being a woman and be happier in your life that way, otherwise, the risk is just not worth it. That being said, even just randomly becoming a person (of either gender) throughout time is probably going to land you in a MUCH worse position/life than you have now. Most people today even in lower/middle class have WAY WAY WAY WAY better lives than 99.999% of people in the past.

I second Justified might as well do Deadwood as well.

Also Life in Pieces.

Totally forgot Lucifer, one of my favorites:)

Suits
Supernatural
Smallville
Modern Family
Malcolm in the Middle
True Blood
Rome
Yellowstone
1883
The Witcher
The Umbrella Academy
Young Sheldon
The good Place
Magicians
Black Mirror (hit or miss, ask for a list of good episodes)
Death Love and Robots
Stranger things
Harley Quinn (it's anime, not sure ifyour wife will like it, but it's so funny)
The Rookie
Dr. Horribles Sing along blog
Firefly
The Walking Dead (at least the first buncha seasons)
Game of Thrones

Buncha different types of shows, comedy/sci fi/drama etc, should be something everyone likes in there.

I went to a subway in Canada.....multiple times, they never had meatball subs. I can confirm Canadian Subways suck donkey balls.

You would have to pay taxes on it if given it all at once like they do, would be better if they sent you gift cards each year or something.

Since it's gift cards they would work with promotional deals as well, like buy one get one free, or 5$ specials etc...so in theory you could get more that way.

Factoring in inflation etc, it would probably only be Subway for life, even eating only a few subs a week, if you are already past retirement age. Also probably only people that desperate for food and some why to survive on $1000 a month would be willing to do this deal.

If you were retired with no income other than SSI, you could in theory split the 50k over 3 years, so 16.6k a year, minus 13k= only 2.6k taxable a year (at 10%), so only about $260 a year or $800 total.

Not a horrid deal for someone in that situation and there are a ton of people in that situation.

That being said it costs anywhere from $100-250 to change your name (depends on the state), so to change it, and then change it back it could be about $500, and only 1 person who changes their name wins. Quite likely more than 100 people will try, which means more then $50,000 will be spent changing names........you would be better off having everyone just put in the money it costs to change your name into a pool, draw one person at random and then win it all (or better yet, have 1 person win per 100 people who enter). You have a 1% chance to win 50k for just a $500 enterance fee.

Subway doesn't directly profit from the name changes, but it's publicity for a cheap (for them) amount. Most importantly you almost definately would have a better chance with a pool of money and if done right it wouldn't be taxed as well (could be considered a gift from the other people, which means no taxing as long as you have not exceeded the gift limit (250k or something like that).

Basically this doesn't make sense for anyone to do at all, unless there was a maximum of 100 people who could enter and you were determined to win BEFORE changing your name (so only the winner changes their name at all).

Die, if the sight problem was bad at least.

Most things that drastically hindered a person killed them eventually often before they became adults back before glasses (pre-1300's or so).

GastroFan posted...

Wednesday

You just like humping.

Super strong magnet + concrete (after it's stuck to the magnet) = terminator popsicle.

I did one better than that when in my early 20's. Mind you, I could eat more than micheal phelps at that age, and never gained any weight.

Becks Steakhouse in Fremont CA https://www.yelp.com/biz/becks-steakhouse-fremont

Used to have what they called a Truck Drivers special, if you could eat it all (think it was in 2 hours but might have been one) it was free. It was Huge for a steak (special back then, there was no internet yet lol...finding steaks over 4 pounds was pretty freaking rare.

I believe it was only 60 oz, but came with (some really good) steak fries (about a pound).

I didn't just eat it though, I ordered a second one after finishing the first. I didn't finish the second but I sure got far into it.

I can still put away alot of steak. Someone saying they get sick after 10 oz is crazy to me, I seriously won't buy steaks when eating out that are not at least a pound....but back before covid, even at almost 50 at the time, I would still eat 6-10 steaks at buffets (rib eye/prime rib) along with a ton of freaking crab legs and a bunch of sides, bread (especially that yum fried bried) etc.

I never did any eating competitions but I sure would have been good at em, all while not gaining any weight at all till 27 and then just a bit if I didn't work out/exercise much. I could also go a year straight playing an MMO (did the year before meeting my wife in fact) without getting out of shape and literally run a mile or two right afterwards and when mountain climbing within 6 months of stopping (played 3k.org 14 1/2 hours straight for a year back in the mid 90's. Stopped cold turkey and started socializing/met my wife within 6 months and was married within a year).

I guess I was very lucky in a few ways, although I ended up diabetic and that is probably partially due to eating so many carbs (I would get 2 large pizzas for myself, my 5 other core friends would split 1 large between them etc). I also drank a ton of soda though so shrug, coulda been that.

I was stoked when I heard they were going to sell calzones, but was very dissapointed by what is provided and the price point.

First off the cheapest calzone is the pepporoni which costs $7 base. It is about the size of half a medium pizza folded in half. The reason this is....kinda jacked, is that an ongoing special at all Pappa murphy's is either A: 1 medium 2 topping pizza for 6.99 (same price), or 1 xtra large with just cheese, pepporoni, sausage, or both, for 9.99 (3$ more).

Now before this, I would order the 9.99 just pepporoni and make 2 calzones for myself (cutting the pizza in 2, and then folding 1/2 of the pizza into a calzone (and storing the other half in the fridge). I also would add my own toppings (mushrooms/onions/bell peppers usually, olives if I have some already but I rarely do).

If you compare them to each other, you get 4 of the calzones out of the x-large pizza, while actually getting more toppings (from them) not to mention being able to add your own to your calzone. It's 10x better for 1/4th of the price.

The price point compared to the size is the real deal breaker here, but outside of that it's just not as good unless you add additional toppings (I would imagine) and even then it's small.

To create your own with 4 toppings which gives you about the same amount of toppings as you get per inch on the Xlarge ny, costs $9.75.....24 cents less then getting the whole X-large pizza.

Again 1 xtra large can be made into 4 calzones, with way more toppings on each of them naturally AND you can add your own to it, not to mention cooking them seperately (You could even freeze them and defrost them later, I have noticed no difference in the crust doing that (perhaps due to it being thin crust?).

So sadly I can not recommend them, unless A: you don't care about money and B. You just want a very small calzone that even leaves me still hungry (and I don't eat that much anymore).

Half of an Xtra large is a bit more than I really want to eat, it's true, but cutting it up into 3rds just doesn't seem worth it, and I usually eat it when I'm really hungry. I also only the calzone style some of the time (it's just faster/easier, and you can fit a bit more cheese and ingrediants inside). The other way is to cut it in two, curl up the new "end" to make another crust side (for both of the split pizzas), and then cut the cardboard underneath it in half leaving about 1/2 and inch past the dough on each side.

Then you curl up that 1/2 inch, in case any cheese/toppings slip over your newly made crust, and you are good to go.

Anyway, that is the second "new" thing I was really looking forward to from papa murphy's that ended up dissapointing. The meatballs were just way to salty (these meatballs are making me thirsty!), so I ended up either A: Still buying them from olive garden (they have a special 3 for 3.99....so they cost 1.33 each (I'd say 5 meatballs to a pound.....which means 3 meatballs is over 1/2 a pound of ground beef, which is $6 a pound here.....basically cheaper then just buying the ground beef at this point), or B: Make my own (alot of work but slow cooking them in my pasta sauce is better, and the only way for me to get really good (slow cooked) itallian sausage around here (olive garden and other itallian places don't compare).

Anyway, hope this gives someone ideas on making calzones at home!! Viva la PIZZA!!!

Hard to choose for me between Zelda II and FF1.

I played FF1 through as EVERY character combination (some more than once) over the years. It was amazing (when it was released, and still good later). LOVED that game.

So normally I would vote for that, and I think it's generally higher on my favorites list, but Zelda II was really the first action rpg, which later because my favorite genre, and it all started with Zelda II.

While I LOVED FF1 it was one of many good rpgs of it's kind at the time (on the nintendo, Sega, PC etc). I loved non-action RPGS of many different kinds (Wizardry/Might and Magic/Phantasy Star etc etc). FF1 was one of many of it's kind, but Zelda II only had battle of olympus really to compare to (and it beat it easily), with very few Action RPG options for many years to come (Castlevania SoTN I think was the first "better" action RPG after Zelda II).

So I went with Zelda II. Funnily enough you could do what I dreamed about back when that game came out. I used to dream of VR in the Zelda II style lol....and now you could actually make it.

I heart this game, I will pay a reasonable amount for a remake.

I do wish they would let you pay less if you own the original somehow....I hate paying full price for games just for graphics upgrades. Prob wait till it's on sale because of that. I still have the original.

rjsilverthorn posted...

For some people playing video games is a job, or at least a supplemental income.

Yeah, totally forgot to mention streamers, I know a few. They make money playing games (streaming), so then literally their work is playing a game and heck they can hit 100 hours in a week and still sleep a decent amount. 15 hours a day * 7 days = 105 hours in a week, you can sleep 8 hours, take a shower and have about an hour left over each day to do other stuff, not even hard.

Some people go a bit overboard when a game they are really looking forward to releases. Back in the day I would usually hard core it over a weekend and finish most rpgs etc. Maaaybe if it was a really big game I was waiting for I'd even take a day off so I could have more time.

100 hours in a week really isn't that much, you can almost do it while working full time if your young enough to get by on very little sleep the whole time. Work 8 hours, play 12 hours, sleep 4 hours (eat while playing etc, 5 min shower and that is it). 12 hours over 7 days is 84 total. If you took 1 day off work, that would bring you to 92 (or it was a 3 day weekend). 2 days, or you work part time and 100 hours is pretty easy (or you sleep less than 4 hours a few days heh.

Real hard core is someone who doesn't work, or takes the whole week off, sleeps 2 hours a day and hits 140 hours in game (if it even takes that long to max).

There are people who play text based MMO's called muds, that not only have played over 12 hours a day for a week, a month, but on average that much over years (all the way back to the 90's). Check out a mud called 3 kingdoms and look at the nolife list. It lists the amount people have played over the last 2 weeks. I once topped that list for a year straight (Averaged 14 1/2 hours a day for a year), back before I got married lol. Stopped cold turkey after that as I realized I was wasting my life.

Never something that extreme (if you can call that extreme) but I did used to pick out the spice drop flavors I liked in the bin (don't like white ones at all, but love orange/red/green/black or purple). I wouldn't touch em, just use the scoop to get the flavors I liked lol.

Yellow and purple/black are my favorites followed by green. I have not had them in years though since I'm diabetic now.......they may have contributed to me becoming diabetic though not as much as soda.

Was gonna post this here!!

Science Bitch!!!

There is a campaign underneath waterdeep I think it was (might have been a diff town) that goes from 1-20 that I played with a group, we only got to around 10 or so before covid happened and the group broke up for good. Closest I came to be honest even though I played dnd since first edition (and Man Myth and Magic before that etc).

I would say under 21 is pretty icky (80+ with a 21 or under) since they are still maturing and figuring out who they are. By 29 though, you generally have your life mostly figured out and have had your party years already. If you find joy with an older person, enjoy their company and want to be in a relationship with them, more power to you.

As far as having kids at that age, I have a friend who had a child recently at just under 70 (late 60), that child is a total joy. She is 1 1/2 years old now, and if he had not had a kid at that age she would not exist. She has a full family besides him (including me even though i'm not related by blood). Her mom is a bit younger then me, but in her late 40's. I was a bit concerned to be honest when I first learned he was having a child at that age, as to me it's very important you are there for your kids at least till they are 18+, and having a child at 70 is really rolling the dice there.

This is not the same world though as it was in the past, many people are living to be 90+ now and still being very active. If you have the resources/money to make sure your child is provided for even if you are not around, and especially if you have plenty of family to help raise them, there is no real reason not to have kids even in your 60s. I would say 80+ is still a bit much, you are pretty much gauranteeing you won't even get to see your child hit puberty at that point...which is very sad, but in the case of my friend, the mother was in her late 40's and had not found anyone after years of searching and finally found him, and they were able to have a child (which she really wanted). He already had multiple kids that were adults at that point, but it made her happy, and the result was a great child that I am sure is going to bring much joy into the world throughout her life. Certainly was a good thing in this case.

If you love your work, is it really work? If you don't love your work, is it worth doing just to live, especially if it takes up a majority of your waking hours?

Wealth can help make you happy, but you need time to be happy, time and money is the best, but you can still be happy with much less money (some money is needed to reach a baseline of happiness though in most situations).

There can be joy in having nothing, no possessions, no responsibility and the freedom to go and do what you want, but is such a life rewarding, especially after you have done it for awhile? Most people need some kind of goal to be truly happy, especially long term. Almost anything that you do, if you do it enough, becomes boring and stops being enough to keep you happy.

So play video games if it makes you happy, find a way to do the things you enjoy, and to have things you look forward to doing. Work is important, but I contend it is more important to enjoy what you do, to look forward to going to work, then it is to make tons of money but hate the time you spend making it. If you can find something you love to do, and make money from it, then you are really blessed. That should really be the goal of most people, to find something they can do that they love that also supports a lifestyle they are happy with.

Safeway used to be the best hands down if you knew what you were doing. They got bought out by Albertsons a few years ago though, and while still good, it's nowhere near as insane as it used to be.

I still mostly shop there though, partially out of habbit, partially cause I still know how to take advantage of their system deals, so it's still cheaper (for good quality food) then the other choices, just not as much as in the old days.

Safeway (for those that do not know) have digital coupons you can add to your card before you shop there, those coupons are in addition to any specials/sales they have in their circular. In addition you get points for spending money, and additional points are usually added from specials/deals from the digital coupons. For spending between $75-$100 I usually get between 9-10 points. Every 12 points is 20$ off your next order.

The second trick/secret is to buy based on what is on sale, for instance this week they had ribeye steaks (bone in) on sale for 6.99$ a pound. No additional digital coupon for that, but I did get 3x the points for purchases in the meat department, produce department and dairy department, along with 6 extra points if I spent $70 or more and 4 extra if I spent $85 or more (Seperate coupons that stack).

Basically every tuesday at 12:01 am (so before I go to bed on monday basically), they put out their next weeks circular, that runs from Wed till the following tuesday. You can see what is on sale and buy based on that. I stock up on non-perishable food when it's on sale (oil/sugar/spices/pasta/sauce etc) and then buy my proteins etc based on what is on sale each week (something always is). That is usually tri tip steak/chicken breasts/thighs/rib eyes/t-bones etc (If it's a really good sale I freeze some of it as well in case there is a week with nothing I want on sale).

Using this method, I generally leave the store with about 40% off my entire order, and in addition get another $20 off that order as well. So if It was originally 140$ worth of food for instance, 40% of that drops it to about $80, and then the $20 off drops it to $60. I still get the points based on the original price though, which generally is either enough for $20 off the next order again, or a few points away.

In the above case for instance, my total including 3+ pounds of ribeye steaks, tons of sandwich stuff, bread, mustard, bacon, ground beef (80%), thick spagetti (making chow mein using that, really coming together), half gallon of half and half, half gallon of milk and a few other things would have normally been about 120-140$ all together (which is competative with other places prices for them as well). I saved 47% on my receipt, and then had 20$ taken off as well. With tax it was $63 total.

Most places charge at least 12-13$ a pound for ribeye steaks right now. That was just under 4 pounds of ribeye steak so if I had shopped almost anywhere else, it would have cost that much just for the steak. I got ALOT more then just steak though, with enough sandwich stuff (already had 3 meals with them, enough left for at least 3 more) to last a week, 1 pound of ground beef (2 meals), half and half and milk to last me 2 weeks etc. Basically all I need to spend till next week when I go shopping again, and i'll have oil/milk some bread, frozen sausages (breakfast ones) etc left over that that point.

Done carefully, I average about $50 a week total on food shopping at safeway this way, or $200 a month. I do not eat frugally though, that means I'm having steak/chicken/fish sometimes pasta etc every night, and have a lunch (usually a sandwich etc), drink coffee (2 times a day), have a glass of milk with 1 spoon of vanilla or strawberry tilamook ice cream in it before bed (prevents heart burn).

If I shopped at Fred Myer or Walmart or Winco or even Costco (which is surprisingly expensive even buying in bulk) I would spend about twice that amount.

That being said before Safeway was bought out, it was MUCH better. My wife got so tired of me showing my receipt where I saved over 90% once a few years after we got married. Back in the day, Safeway not only would have the above specials (Same ones) but would have alot of buy one get one free deals and most important, 20% off your entire order. That 20% (or the other one they did was 10$ off an order of $50 or more, so you just had to go through and buy $50 worth of food each time to get 20% off) was after the other sales, so a (back then 5.99 per pound) ribeye for instance would drop another 20% making it only 4.80$ a pound (this was just a few years before covid, before albertsons bought them out. Chicken was the craziest though, insanely cheap when on sale with those deals, 1.20$ a pound for boneless skinless chicken breasts from the counter, but then 20% off on that dropped it to under $1 a pound (and then you could get the $7 off food from the meat department (They didn't have the $20 off yet back then) for 4 points.

Anyway, it's not as good as it was, but it still beats any other store after the deals/just 4 you etc that I have seen and I have tried them all. I try and teach people how to shop and save money, but most believe the signs that say their store is cheaper than safeway etc, and just end up losing a ton of money over time, it's really sad.

What do you call 100 attorneys at the bottom of the ocean?

A good start.

I have no wings so I can't fly.
That's sad enough to make me cry.
If only one wing, I could have.
An angel I would be for sure.

Sephiroth, Sephiroth, Sephiroth!!!

OhhhJa posted...

They also aren't murdering axes

I mean, if you use an axe to kill a buncha people it kinda ruins it's edge, and most axe murderers don't bother cleaning them, sharpening them etc. Poor axes.

I'd rate it better than 2 honestly.

1 is the best by far, one of the best marvel movies in my opinion and was my wife's favorite movie over all.

2 was ok, but yeah, didn't compare to the first, which also made it seem not as good as it was. I watched it a second time a few years later and enjoyed it more.

3 is between them, def worth watching, i'll rewatch it sometime for sure, and the music was good, but again, not up to the first. That being said it's been ages since the first came out, and even many years since I have rewatched it (which I did more than twice), so that meant I wasn't comparing it as much.

Great movie, best marvel movie since Endgame for me, for sure.

Suggest removing it all, it just make is so much more enjoyable for both parties, especially if you are a chick.

I just recently used it in an email repeatedly when discussing the changing rooms at the fitness club I work at. I used male changing rooms and female changing rooms. Certainly hope that wasn't a red flag to someone.

I mean, someone eventually has to become a proctologist.

Jen0125 posted...

Um yeah the solution to feeding children isn't having them work til 2am

Especially for no pay

For sure, I don't think kids should have to work at all. I just think you need things in place to ensure they get fed etc. Certainly if you are going to have kids have a way to work if they need it, it needs to be regulated and honestly a way to tell which kids really need help.

I worked alot of jobs between the age of 11 and 15 in california including washing dishes for Little Ceasars and working at a hot dog stand at Great America. That is how I fed myself. I worked other jobs before that age (Camp Mendicino in CA through the boys club let you work there to stay for the whole summer, worked there 3 summers before 11 at an archery range, rifle range and in the cafeteria (best one we got extra food).

Child labor is def wrong, but sometimes you need a way to feed yourself. My brother got put in the system at 9 (I was 11) which freed me up from taking care of him (which I had done since I was 2). That was when I could start working jobs that actually paid enough for me to eat regularly etc.

Certainly shouldn't be having kids work, but you need to have a system in place that makes sure they get freaking fed if they can't work. At least I had school lunches, which before 11 was often the only food I got. I heard recently they are trying to get rid of those as well.

I voted for amy by accident, I meant to vote for gina. Never liked her, but disliked her more as the show went on.

Zareth posted...

Keep it far from the septic tank

She already said she's not going for one of those shitty pools:)

Just as long as you don't end up under water:)

Four Sail