Current Events > Owning a house is expensive as fuck. Renters have it lucky.

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IdiotMachine 07/18/23 4:58:57 PM #1:	2019 - Purchased house. 2020 - Cost $11,500 to repaint the house (house is half wood, so needs to be periodically repainted). 2020 - Wind damage, cost $7,300 to repair fence, side of house, and roof. Roof started to leak after this. Periodically patched it, and then... 2021 - Cost $32,200 to replace roof and skylights. 2022 - Gutters started to overflow and leak. Cost $7,000 to replace gutters. 2023 - AC broke. AC is 22 years old, so we're just replacing it. Cost $16,000. So just in the past 4 years, we spent $74k just in big-ticket maintenance. Renters have it lucky. --- https://i.imgur.com/XNEdLrJ.png <cite>IdiotMachine posted [p:974921124] in Owning a h... [t:80512397]...</cite> <quote>2019 - Purchased house.2020 - Cost $11,500 to repaint the house (house is half wood, so needs to be periodically repainted).2020 - Wind damage, cost $7,300 to repair fence, side of house, and roof. Roof started to leak after this. Periodically patched it, and then...2021 - Cost $32,200 to replace roof and skylights.2022 - Gutters started to overflow and leak. Cost $7,000 to replace gutters.2023 - AC broke. AC is 22 years old, so we're just replacing it. Cost $16,000.So just in the past 4 years, we spent $74k just in big-ticket maintenance. Renters have it lucky.</quote> ... Copied to Clipboard!
CARRRNE_ASADA 07/18/23 5:01:44 PM #2:	All that shouldve been factored in the price if you did all those repairs right after purchasing it. Also how TF do you spend 16k on AC? --- SEXY SEXY! <cite>CARRRNE_ASADA posted [p:974921173] in Owning a h... [t:80512397]...</cite> <quote>All that shouldve been factored in the price if you did all those repairs right after purchasing it. Also how TF do you spend 16k on AC? </quote> ... Copied to Clipboard!
TaylorHeinicke 07/18/23 5:02:16 PM #3:	I mean, these all sound like things you know are coming when you're looking at the house, going through inspection, etc. What year is the house? I bought one a few months back and my biggest stipulation was it's gotta be very new. We ended up finding a 2018 3br/2ba split level for 342k. Zero big ticket items so far (knock on wood) Older houses are money traps for sure, but if you did your due diligence, the items you mentioned shouldn't exactly come as surprises. Having said that, does your homeowners insurance not cover the wind damage and leaking? That seems like a bad policy if so. --- St. Louis Battlehawks (7-3) <cite>TaylorHeinicke posted [p:974921183] in Owning a h... [t:80512397]...</cite> <quote>I mean, these all sound like things you know are coming when you're looking at the house, going through inspection, etc.What year is the house? I bought one a few months back and my biggest stipulation was it's gotta be very new. We ended up finding a 2018 3br/2ba split level for 342k. Zero big ticket items so far (knock on wood)Older houses are money traps for sure, but if you did your due diligence, the items you mentioned shouldn't exactly come as surprises.Having said that, does your homeowners insurance not cover the wind damage and leaking? That seems like a bad policy if so. </quote> ... Copied to Clipboard!
Will_VIIII 07/18/23 5:03:07 PM #4:	Did you not have an inspection prior to the sale? Like literally all of that would have been mentioned --- Advice from a dryer: Open the door to amazement. Don't shrink from your true calling. Accept life's wrinkles. Avoid overload. Reach into mystery! <cite>Will_VIIII posted [p:974921203] in Owning a h... [t:80512397]...</cite> <quote>Did you not have an inspection prior to the sale?Like literally all of that would have been mentioned </quote> ... Copied to Clipboard!
bsp77 07/18/23 5:03:09 PM #5:	CARRRNE_ASADA posted... All that shouldve been factored in the price if you did all those repairs right after purchasing it. Also how TF do you spend 16k on AC? 16k is nothing depending on the size of the house. I simple split for one upstairs and one downstairs is about 10k --- Currently playing: Final Fantasy XVI <cite>bsp77 posted [p:974921204] in Owning a h... [t:80512397]...</cite> <quote>CARRRNE_ASADA posted... </cite><quote>All that shouldve been factored in the price if you did all those repairs right after purchasing it. Also how TF do you spend 16k on AC?</quote>16k is nothing depending on the size of the house. I simple split for one upstairs and one downstairs is about 10k</quote> ... Copied to Clipboard!
SaltyWet 07/18/23 5:04:10 PM #6:	And despite what TC says, most renters would rather own. --- FlowerBridge <cite>SaltyWet posted [p:974921222] in Owning a h... [t:80512397]...</cite> <quote>And despite what TC says, most renters would rather own.</quote> ... Copied to Clipboard!
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IdiotMachine 07/18/23 5:04:20 PM #8:	CARRRNE_ASADA posted... All that shouldve been factored in the price if you did all those repairs right after purchasing it. Also how TF do you spend 16k on AC? bsp77 posted... 16k is nothing depending on the size of the house. I simple split for one upstairs and one downstairs is about 10k My mistake, it was $32k. I paid $16k just today, as theyre halfway finished. --- https://i.imgur.com/XNEdLrJ.png <cite>IdiotMachine posted [p:974921225] in Owning a h... [t:80512397]...</cite> <quote>CARRRNE_ASADA posted... </cite><quote>All that shouldve been factored in the price if you did all those repairs right after purchasing it. Also how TF do you spend 16k on AC?</quote>bsp77 posted... </cite><quote>16k is nothing depending on the size of the house. I simple split for one upstairs and one downstairs is about 10k</quote>My mistake, it was $32k. I paid $16k just today, as theyre halfway finished.</quote> ... Copied to Clipboard!
TheGoldenEel 07/18/23 5:04:22 PM #9:	You need to shop around better and/or learn to DIY, some of those prices are absurd --- BLACK LIVES MATTER Games: http://backloggery.com/wrldindstries302 \\ Music: http://www.last.fm/user/DrMorberg/ <cite>TheGoldenEel posted [p:974921227] in Owning a h... [t:80512397]...</cite> <quote>You need to shop around better and/or learn to DIY, some of those prices are absurd</quote> ... Copied to Clipboard!
Uta 07/18/23 5:04:43 PM #10:	In the past 4 years I've spent 43,000 on something I will never own. Renting is a scam that should be avoided like the plague if you can afford otherwise. --- Others don't get to dictate what's normal and what isn't. It's something we decide for ourselves. <cite>Uta posted [p:974921235] in Owning a h... [t:80512397]...</cite> <quote>In the past 4 years I've spent 43,000 on something I will never own. Renting is a scam that should be avoided like the plague if you can afford otherwise.</quote> ... Copied to Clipboard!
IdiotMachine 07/18/23 5:05:55 PM #11:	CARRRNE_ASADA posted... All that shouldve been factored in the price if you did all those repairs right after purchasing it. Also how TF do you spend 16k on AC? I knew about these issues (roof, AC, gutters), but did not have concept on how expensive these will be. I googled before, and saw that it costs ~$8k, ~$10k, and ~$3k respectively, so thats how much I thought it would cost. --- https://i.imgur.com/XNEdLrJ.png <cite>IdiotMachine posted [p:974921253] in Owning a h... [t:80512397]...</cite> <quote>CARRRNE_ASADA posted... </cite><quote>All that shouldve been factored in the price if you did all those repairs right after purchasing it. Also how TF do you spend 16k on AC?</quote>I knew about these issues (roof, AC, gutters), but did not have concept on how expensive these will be. I googled before, and saw that it costs ~$8k, ~$10k, and ~$3k respectively, so thats how much I thought it would cost.</quote> ... Copied to Clipboard!
willythemailboy 07/18/23 5:06:46 PM #12:	A house can be much cheaper or MUCH more expensive than renting. Overall it's going to be cheaper but there's a lot of risk to factor in. Three of those expenses should have been covered by homeowners insurance due to being wind damage related. --- There are four lights. <cite>willythemailboy posted [p:974921274] in Owning a h... [t:80512397]...</cite> <quote>A house can be much cheaper or MUCH more expensive than renting. Overall it's going to be cheaper but there's a lot of risk to factor in. Three of those expenses should have been covered by homeowners insurance due to being wind damage related.</quote> ... Copied to Clipboard!
jefffan 07/18/23 5:07:09 PM #13:	Like others have said if yours roof or AC were that close to failure it should've shown up on inspection. We've bern very fortunate since buying in 2020. Only had to spend 10k to get 23 pine trees cut down. Also needed a new dishwasher after the old one failed. Going to start remodeling next year though. --- Ernest Morgan: November 15, 1956-September 28, 2010: Best dad in the world. <cite>jefffan posted [p:974921285] in Owning a h... [t:80512397]...</cite> <quote>Like others have said if yours roof or AC were that close to failure it should've shown up on inspection.We've bern very fortunate since buying in 2020. Only had to spend 10k to get 23 pine trees cut down. Also needed a new dishwasher after the old one failed.Going to start remodeling next year though.</quote> ... Copied to Clipboard!
IdiotMachine 07/18/23 5:07:40 PM #14:	TaylorHeinicke posted... I mean, these all sound like things you know are coming when you're looking at the house, going through inspection, etc. What year is the house? I bought one a few months back and my biggest stipulation was it's gotta be very new. We ended up finding a 2018 3br/2ba split level for 342k. Zero big ticket items so far (knock on wood) Older houses are money traps for sure, but if you did your due diligence, the items you mentioned shouldn't exactly come as surprises. Having said that, does your homeowners insurance not cover the wind damage and leaking? That seems like a bad policy if so. Will_VIIII posted... Did you not have an inspection prior to the sale? Like literally all of that would have been mentioned. Also some of that would have been covered by insurance so I'm sus of the op Insurance covered wind damage to the fence at a depreciated value, and they rejected to cover any roof damage. They claimed roof was incorrectly installed to begin with. I actually went through an independent arbiter that I hired, and they fucking sided with the insurance company. --- https://i.imgur.com/XNEdLrJ.png <cite>IdiotMachine posted [p:974921297] in Owning a h... [t:80512397]...</cite> <quote>TaylorHeinicke posted... </cite><quote>I mean, these all sound like things you know are coming when you're looking at the house, going through inspection, etc.What year is the house? I bought one a few months back and my biggest stipulation was it's gotta be very new. We ended up finding a 2018 3br/2ba split level for 342k. Zero big ticket items so far (knock on wood)Older houses are money traps for sure, but if you did your due diligence, the items you mentioned shouldn't exactly come as surprises.Having said that, does your homeowners insurance not cover the wind damage and leaking? That seems like a bad policy if so.</quote>Will_VIIII posted... </cite><quote>Did you not have an inspection prior to the sale?Like literally all of that would have been mentioned.Also some of that would have been covered by insurance so I'm sus of the op</quote>Insurance covered wind damage to the fence at a depreciated value, and they rejected to cover any roof damage. They claimed roof was incorrectly installed to begin with. I actually went through an independent arbiter that I hired, and they fucking sided with the insurance company.</quote> ... Copied to Clipboard!
I4NRulez 07/18/23 5:09:03 PM #15:	I mean, i used to help my dad do that kinda stuff himself. Doesnt seem like you couldnt do it. --- The night brims with defiled scum,and is permeated by their rotten stench. Just think. Now you're all set to hunt and kill to your heart's content. <cite>I4NRulez posted [p:974921329] in Owning a h... [t:80512397]...</cite> <quote>I mean, i used to help my dad do that kinda stuff himself. Doesnt seem like you couldnt do it.</quote> ... Copied to Clipboard!
IdiotMachine 07/18/23 5:09:38 PM #16:	[LFAQs-redacted-quote] This 100%. My mistake was looking for average cost of replacing these items, and not scaling it to our house. For example, average house has 15-20 squares of roof; my house apparently has ~50. An average house has one AC/furnace unit of 3-tons / 60k BTU; my house has three fucking AC units each 5-tons / 120k BTU. --- https://i.imgur.com/XNEdLrJ.png <cite>IdiotMachine posted [p:974921343] in Owning a h... [t:80512397]...</cite> <quote><cite>[LFAQs-redacted-quote]</cite> This 100%. My mistake was looking for average cost of replacing these items, and not scaling it to our house.For example, average house has 15-20 squares of roof; my house apparently has ~50. An average house has one AC/furnace unit of 3-tons / 60k BTU; my house has three fucking AC units each 5-tons / 120k BTU.</quote> ... Copied to Clipboard!
Have_A_Cigar 07/18/23 5:10:06 PM #17:	32k for a roof? I did a roof at the height of covid in late 2020, early 2021 - when supplies were scarce, and insurance paid 8k for Owens Corning Duration shingles on a 1904 sq foot single story home (that's a lot of roof). And if you paid 32k in AC, you must have a double system meaning you have at least 2 stories in your house (maybe 3 if basement). So your roof is smaller on a multi story house than one story of comparable size. And you talk of your AC system as it is a singular unit. OP doesn't add up, leads me to believe it is full of inaccuracies. --- And did we tell you the name of the game, boy We call it riding the gravy train <cite>Have_A_Cigar posted [p:974921352] in Owning a h... [t:80512397]...</cite> <quote>32k for a roof? I did a roof at the height of covid in late 2020, early 2021 - when supplies were scarce, and insurance paid 8k for Owens Corning Duration shingles on a 1904 sq foot single story home (that's a lot of roof). And if you paid 32k in AC, you must have a double system meaning you have at least 2 stories in your house (maybe 3 if basement). So your roof is smaller on a multi story house than one story of comparable size. And you talk of your AC system as it is a singular unit.OP doesn't add up, leads me to believe it is full of inaccuracies. </quote> ... Copied to Clipboard!
Have_A_Cigar 07/18/23 5:11:13 PM #18:	IdiotMachine posted... This 100%. My mistake was looking for average cost of replacing these items, and not scaling it to our house. For example, average house has 15-20 squares of roof; my house apparently has ~50. An average house has one AC/furnace unit of 3-tons / 60k BTU; my house has three fucking AC units each 5-tons / 120k BTU. If what you are saying is true, then your house is large as fuck. And if you can afford a house that large, you can afford the upkeep. If you can't, you shouldn't have bought such a large house. Not feeling sorry for you. --- And did we tell you the name of the game, boy We call it riding the gravy train <cite>Have_A_Cigar posted [p:974921370] in Owning a h... [t:80512397]...</cite> <quote>IdiotMachine posted... </cite><quote>This 100%. My mistake was looking for average cost of replacing these items, and not scaling it to our house.For example, average house has 15-20 squares of roof; my house apparently has ~50. An average house has one AC/furnace unit of 3-tons / 60k BTU; my house has three fucking AC units each 5-tons / 120k BTU.</quote>If what you are saying is true, then your house is large as fuck. And if you can afford a house that large, you can afford the upkeep. If you can't, you shouldn't have bought such a large house.Not feeling sorry for you.</quote> ... Copied to Clipboard!
Sandalorn 07/18/23 5:11:16 PM #19:	No...Renters literally NEVER have it lucky. Ever. Also : Stealth Brag --- Posted under Ellesarian in a past life. <cite>Sandalorn posted [p:974921373] in Owning a h... [t:80512397]...</cite> <quote>No...Renters literally NEVER have it lucky. Ever.Also :Stealth Brag</quote> ... Copied to Clipboard!
Cuticrusader09 07/18/23 5:11:34 PM #20:	IdiotMachine posted... My mistake, it was $32k. I paid $16k just today, as theyre halfway finished. I had AC installed 2 years ago. They had to install ductwork (we had none) and install a walkway in the attic. $12,600. <cite>Cuticrusader09 posted [p:974921385] in Owning a h... [t:80512397]...</cite> <quote>IdiotMachine posted... </cite><quote>My mistake, it was $32k. I paid $16k just today, as theyre halfway finished.</quote>I had AC installed 2 years ago. They had to install ductwork (we had none) and install a walkway in the attic. $12,600. </quote> ... Copied to Clipboard!
IdiotMachine 07/18/23 5:11:38 PM #21:	Have_A_Cigar posted... 32k for a roof? I did a roof at the height of covid in late 2020, early 2021 - when supplies were scarce, and insurance paid 8k for Owens Corning Duration shingles on a 1904 sq foot single story home (that's a lot of roof). And if you paid 32k in AC, you must have a double system meaning you have at least 2 stories in your house (maybe 3 if basement). So your roof is smaller on a multi story house than one story of comparable size. And you talk of your AC system as it is a singular unit. OP doesn't add up, leads me to believe it is full of inaccuracies. House is cathedral and is wide; doesnt build up top like most multi story houses. Also, cost includes 7 skylights that I replaced, of which 3 of them are powered and openable. --- https://i.imgur.com/XNEdLrJ.png <cite>IdiotMachine posted [p:974921388] in Owning a h... [t:80512397]...</cite> <quote>Have_A_Cigar posted... </cite><quote>32k for a roof? I did a roof at the height of covid in late 2020, early 2021 - when supplies were scarce, and insurance paid 8k for Owens Corning Duration shingles on a 1904 sq foot single story home (that's a lot of roof). And if you paid 32k in AC, you must have a double system meaning you have at least 2 stories in your house (maybe 3 if basement). So your roof is smaller on a multi story house than one story of comparable size. And you talk of your AC system as it is a singular unit.OP doesn't add up, leads me to believe it is full of inaccuracies.</quote>House is cathedral and is wide; doesnt build up top like most multi story houses. Also, cost includes 7 skylights that I replaced, of which 3 of them are powered and openable.</quote> ... Copied to Clipboard!
bsp77 07/18/23 5:12:05 PM #22:	Have_A_Cigar posted... If what you are saying is true, then your house is large as fuck. And if you can afford a house that large, you can afford the upkeep. If you can't, you shouldn't have bought such a large house. Not feeling sorry for you. I love coping posts --- Currently playing: Final Fantasy XVI <cite>bsp77 posted [p:974921399] in Owning a h... [t:80512397]...</cite> <quote>Have_A_Cigar posted... </cite><quote>If what you are saying is true, then your house is large as fuck. And if you can afford a house that large, you can afford the upkeep. If you can't, you shouldn't have bought such a large house.Not feeling sorry for you.</quote>I love coping posts</quote> ... Copied to Clipboard!
mystic_belmont 07/18/23 5:12:10 PM #23:	Apartment in my city is $2000 a month. So if I lived in it for the four years that you owned the house, I would have paid $96,000. That is more than you paid for the repairs to your house. Oh, and you own it, so it will make you money when you sell it. --- "Freedom was meaningless without ownership and control over one's own body" -Tera Hunter 'Joy My Freedom' [Evil Republican] 3DS FC: 5429-7297-4842 <cite>mystic_belmont posted [p:974921401] in Owning a h... [t:80512397]...</cite> <quote>Apartment in my city is $2000 a month. So if I lived in it for the four years that you owned the house, I would have paid $96,000. That is more than you paid for the repairs to your house.Oh, and you own it, so it will make you money when you sell it.</quote> ... Copied to Clipboard!
ZEROWOLF 07/18/23 5:12:45 PM #24:	[LFAQs-redacted-quote] Yes exactly. About a 1600sqft house is more than enough. Plus insurance would have taken care of his roof. $16k is way too much for an AC. At the end of the day, having your own home is awesome. No upstairs neighbors or having to find a parking space. Complete freedom. --- Sam and Robert are the hitch-hikers on the road. --Necronomicon incantation (The Evil Dead) <cite>ZEROWOLF posted [p:974921418] in Owning a h... [t:80512397]...</cite> <quote><cite>[LFAQs-redacted-quote]</cite> Yes exactly. About a 1600sqft house is more than enough. Plus insurance would have taken care of his roof. $16k is way too much for an AC. At the end of the day, having your own home is awesome. No upstairs neighbors or having to find a parking space. Complete freedom. </quote> ... Copied to Clipboard!
Will_VIIII 07/18/23 5:12:59 PM #25:	My roof replacement was about 5.3k in 2021 but I knew that was going to be necessary when I purchased my house in 2020. The roof needed about 900sq feet of new tiles --- Advice from a dryer: Open the door to amazement. Don't shrink from your true calling. Accept life's wrinkles. Avoid overload. Reach into mystery! <cite>Will_VIIII posted [p:974921426] in Owning a h... [t:80512397]...</cite> <quote>My roof replacement was about 5.3k in 2021 but I knew that was going to be necessary when I purchased my house in 2020.The roof needed about 900sq feet of new tiles </quote> ... Copied to Clipboard!
Will_VIIII 07/18/23 5:14:36 PM #26:	bsp77 posted... I love coping posts While they're clearly trolling I kinda get it. I bought a 600sq ft house because I knew I'd be able to afford repairs and etc for something this size. I use a 12000 BTU window AC and it cools the entire house --- Advice from a dryer: Open the door to amazement. Don't shrink from your true calling. Accept life's wrinkles. Avoid overload. Reach into mystery! <cite>Will_VIIII posted [p:974921448] in Owning a h... [t:80512397]...</cite> <quote>bsp77 posted... </cite><quote>I love coping posts</quote>While they're clearly trolling I kinda get it. I bought a 600sq ft house because I knew I'd be able to afford repairs and etc for something this size. I use a 12000 BTU window AC and it cools the entire house</quote> ... Copied to Clipboard!
CableZL 07/18/23 5:14:40 PM #27:	This is a big reason why I bought a new build. The only major renovation I've done is getting solar installed. I've got to fix things, but it's all small stuff. I think the biggest repair I need to do is replacing my garbage disposal unit. I'm planning to get a stainless steel one for about $400 in a few months. --- https://i.imgtc.com/d9Fc4Qq.gif https://i.imgtc.com/BKHTxYq.gif https://i.imgtc.com/vYYIuDx.jpg <cite>CableZL posted [p:974921449] in Owning a h... [t:80512397]...</cite> <quote>This is a big reason why I bought a new build. The only major renovation I've done is getting solar installed. I've got to fix things, but it's all small stuff. I think the biggest repair I need to do is replacing my garbage disposal unit. I'm planning to get a stainless steel one for about $400 in a few months. </quote> ... Copied to Clipboard!
bsp77 07/18/23 5:16:23 PM #28:	Will_VIIII posted... While they're clearly trolling I kinda get it. I bought a 600sq ft house because I knew I'd be able to afford repairs and etc for something this size. I use a 12000 BTU window AC and it cools the entire house Sure, but it seems TC can afford it, but it still sucks. It cuts into other things he could afford or savings. There was no need to be a dick to someone complaining. --- Currently playing: Final Fantasy XVI <cite>bsp77 posted [p:974921486] in Owning a h... [t:80512397]...</cite> <quote>Will_VIIII posted... </cite><quote>While they're clearly trolling I kinda get it. I bought a 600sq ft house because I knew I'd be able to afford repairs and etc for something this size. I use a 12000 BTU window AC and it cools the entire house</quote>Sure, but it seems TC can afford it, but it still sucks. It cuts into other things he could afford or savings. There was no need to be a dick to someone complaining.</quote> ... Copied to Clipboard!
Have_A_Cigar 07/18/23 5:16:40 PM #29:	Will_VIIII posted... While they're clearly trolling I kinda get it. I bought a 600sq ft house because I knew I'd be able to afford repairs and etc for something this size. I use a 12000 BTU window AC and it cools the entire house So how is my post coping or trolling (not seeing it, asking seriously) --- And did we tell you the name of the game, boy We call it riding the gravy train <cite>Have_A_Cigar posted [p:974921493] in Owning a h... [t:80512397]...</cite> <quote>Will_VIIII posted... </cite><quote>While they're clearly trolling I kinda get it. I bought a 600sq ft house because I knew I'd be able to afford repairs and etc for something this size. I use a 12000 BTU window AC and it cools the entire house</quote>So how is my post coping or trolling (not seeing it, asking seriously)</quote> ... Copied to Clipboard!
Music_Rock_Cat 07/18/23 5:17:17 PM #30:	they raise our rent 200 dollars every year so no we're not lucky The bums on the street have it better than most people now days --- Check out book a family member wrote https://tinyurl.com/4u4hj5kk <cite>Music_Rock_Cat posted [p:974921505] in Owning a h... [t:80512397]...</cite> <quote>they raise our rent 200 dollars every year so no we're not luckyThe bums on the street have it better than most people now days</quote> ... Copied to Clipboard!
Will_VIIII 07/18/23 5:19:05 PM #31:	Have_A_Cigar posted... So how is my post coping or trolling (not seeing it, asking seriously) bsp77 posted... There was no need to be a dick to someone complaining. --- Advice from a dryer: Open the door to amazement. Don't shrink from your true calling. Accept life's wrinkles. Avoid overload. Reach into mystery! <cite>Will_VIIII posted [p:974921554] in Owning a h... [t:80512397]...</cite> <quote>Have_A_Cigar posted... </cite><quote>So how is my post coping or trolling (not seeing it, asking seriously)</quote>bsp77 posted... </cite><quote>There was no need to be a dick to someone complaining.</quote></quote> ... Copied to Clipboard!
TheGoldenEel 07/18/23 5:20:47 PM #32:	Have_A_Cigar posted... 32k for a roof? I did a roof at the height of covid in late 2020, early 2021 - when supplies were scarce, and insurance paid 8k for Owens Corning Duration shingles on a 1904 sq foot single story home (that's a lot of roof). And if you paid 32k in AC, you must have a double system meaning you have at least 2 stories in your house (maybe 3 if basement). So your roof is smaller on a multi story house than one story of comparable size. And you talk of your AC system as it is a singular unit. OP doesn't add up, leads me to believe it is full of inaccuracies. Its the $12k for a paint job that stood out to me the most --- BLACK LIVES MATTER Games: http://backloggery.com/wrldindstries302 \\ Music: http://www.last.fm/user/DrMorberg/ <cite>TheGoldenEel posted [p:974921583] in Owning a h... [t:80512397]...</cite> <quote>Have_A_Cigar posted... </cite><quote>32k for a roof? I did a roof at the height of covid in late 2020, early 2021 - when supplies were scarce, and insurance paid 8k for Owens Corning Duration shingles on a 1904 sq foot single story home (that's a lot of roof). And if you paid 32k in AC, you must have a double system meaning you have at least 2 stories in your house (maybe 3 if basement). So your roof is smaller on a multi story house than one story of comparable size. And you talk of your AC system as it is a singular unit.OP doesn't add up, leads me to believe it is full of inaccuracies.</quote>Its the $12k for a paint job that stood out to me the most</quote> ... Copied to Clipboard!
Have_A_Cigar 07/18/23 5:27:43 PM #33:	TheGoldenEel posted... Its the $12k for a paint job that stood out to me the most That part really didn't stand out to me because a 3500 sq foot home could easily rack up this bill, if they're also painting closets, bathrooms and ceiling (which is where they'll get ya). bsp77 posted... There was no need to be a dick to someone complaining. Ok. I was a bit of a dick in calling TC out here. I'll give you that. But how does that amount to coping or trolling again? Not all dicks are trolls and not all trolls are dicks (well... that's debatable). My point - The terms aren't interchangeable. So again I'll ask, how was I coping or being a troll exactly? I'll admit to being a dick, sure. --- And did we tell you the name of the game, boy We call it riding the gravy train <cite>Have_A_Cigar posted [p:974921704] in Owning a h... [t:80512397]...</cite> <quote>TheGoldenEel posted... </cite><quote>Its the $12k for a paint job that stood out to me the most</quote>That part really didn't stand out to me because a 3500 sq foot home could easily rack up this bill, if they're also painting closets, bathrooms and ceiling (which is where they'll get ya).bsp77 posted... </cite><quote>There was no need to be a dick to someone complaining.</quote>Ok. I was a bit of a dick in calling TC out here. I'll give you that. But how does that amount to coping or trolling again? Not all dicks are trolls and not all trolls are dicks (well... that's debatable). My point - The terms aren't interchangeable. So again I'll ask, how was I coping or being a troll exactly? I'll admit to being a dick, sure. </quote> ... Copied to Clipboard!
emblem-man 07/18/23 5:29:33 PM #34:	Rent is the most you'll pay in a month Mortgage is the least you pay in a month Main thing is, having a house makes it easy for lifestyle creep to happen because you then start wanting to "make it into a 'home'", and the costs. Either in money or in time --- http://avatar.xboxlive.com/avatar/emblem%20boy/avatar-body.png haters gonna hate <cite>emblem-man posted [p:974921735] in Owning a h... [t:80512397]...</cite> <quote>Rent is the most you'll pay in a month Mortgage is the least you pay in a monthMain thing is, having a house makes it easy for lifestyle creep to happen because you then start wanting to "make it into a 'home'", and the costs. Either in money or in time</quote> ... Copied to Clipboard!
bsp77 07/18/23 5:32:46 PM #35:	Have_A_Cigar posted... That part really didn't stand out to me because a 3500 sq foot home could easily rack up this bill, if they're also painting closets, bathrooms and ceiling (which is where they'll get ya). Ok. I was a bit of a dick in calling TC out here. I'll give you that. But how does that amount to coping or trolling again? Not all dicks are trolls and not all trolls are dicks (well... that's debatable). My point - The terms aren't interchangeable. So again I'll ask, how was I coping or being a troll exactly? I'll admit to being a dick, sure. I see a lot of posts here where people like to take shots at people who are well off. Maybe coping wasn't the right word here, as you weren't necessarily trying to say you were better off anyway. I agree about trolls and dicks though. I am a dick sometimes myself, but I try not to be a troll. Regardless, I don't take these arguments seriously, so I hope you don't as well. --- Currently playing: Final Fantasy XVI <cite>bsp77 posted [p:974921782] in Owning a h... [t:80512397]...</cite> <quote>Have_A_Cigar posted... </cite><quote>That part really didn't stand out to me because a 3500 sq foot home could easily rack up this bill, if they're also painting closets, bathrooms and ceiling (which is where they'll get ya).Ok. I was a bit of a dick in calling TC out here. I'll give you that. But how does that amount to coping or trolling again? Not all dicks are trolls and not all trolls are dicks (well... that's debatable). My point - The terms aren't interchangeable. So again I'll ask, how was I coping or being a troll exactly? I'll admit to being a dick, sure.</quote>I see a lot of posts here where people like to take shots at people who are well off. Maybe coping wasn't the right word here, as you weren't necessarily trying to say you were better off anyway. I agree about trolls and dicks though. I am a dick sometimes myself, but I try not to be a troll.Regardless, I don't take these arguments seriously, so I hope you don't as well.</quote> ... Copied to Clipboard!
PraetorXyn 07/18/23 5:33:14 PM #36:	Renting is setting your money on fire. Ive probably paid at least $60K in rent over the years. What do I have to show for it? Absolutely nothing. No matter how expensive home maintenance is, its toward an investment that has lasting value and can be sold if need be. --- Console war in a nutshell: http://imgur.com/xA6GJZ9.png <cite>PraetorXyn posted [p:974921787] in Owning a h... [t:80512397]...</cite> <quote>Renting is setting your money on fire. Ive probably paid at least $60K in rent over the years. What do I have to show for it? Absolutely nothing.No matter how expensive home maintenance is, its toward an investment that has lasting value and can be sold if need be.</quote> ... Copied to Clipboard!
emblem-man 07/18/23 5:34:02 PM #37:	PraetorXyn posted... Renting is setting your money on fire. Ive probably paid at least $60K in rent over the years. What do I have to show for it? Absolutely nothing. A roof over your head during the time you were paying rent. --- http://avatar.xboxlive.com/avatar/emblem%20boy/avatar-body.png haters gonna hate <cite>emblem-man posted [p:974921806] in Owning a h... [t:80512397]...</cite> <quote>PraetorXyn posted... </cite><quote>Renting is setting your money on fire. Ive probably paid at least $60K in rent over the years. What do I have to show for it? Absolutely nothing.</quote>A roof over your head during the time you were paying rent.</quote> ... Copied to Clipboard!
andel 07/18/23 5:35:50 PM #39:	owning is +ev while renting is a massive negative. as long as they are reasonably maintained, houses almost always massively appreciate and will be a massive asset when paid off --- I am thinking about just walking into the river now that Megaupload is gone and condoms are in porn.-Fubonis <cite>andel posted [p:974921835] in Owning a h... [t:80512397]...</cite> <quote>owning is +ev while renting is a massive negative. as long as they are reasonably maintained, houses almost always massively appreciate and will be a massive asset when paid off </quote> ... Copied to Clipboard!
daynlokki 07/18/23 5:36:42 PM #40:	Owning a house is expensive but houses appreciate so goddamn fast. Bought our 3 bed, 2 bath brand new in 2018 for 405k. We are currently pending sale at 560k. We essentially got 30k a year just for owning the house. Its insane. Now we are moving into an older 7 bed, 3 bath and starting a remodel to make it into a 6 bed 4 bath (master wasnt a true master so we are making one from two bedrooms that adjoin). We got this older house with minimal issues and a brand new roof on it for 450k in a smaller town. Which, will probably appreciate by the time we move again in 5 years. <cite>daynlokki posted [p:974921847] in Owning a h... [t:80512397]...</cite> <quote>Owning a house is expensive but houses appreciate so goddamn fast. Bought our 3 bed, 2 bath brand new in 2018 for 405k. We are currently pending sale at 560k. We essentially got 30k a year just for owning the house. Its insane. Now we are moving into an older 7 bed, 3 bath and starting a remodel to make it into a 6 bed 4 bath (master wasnt a true master so we are making one from two bedrooms that adjoin). We got this older house with minimal issues and a brand new roof on it for 450k in a smaller town. Which, will probably appreciate by the time we move again in 5 years. </quote> ... Copied to Clipboard!
TheGoldenEel 07/18/23 5:36:43 PM #41:	Have_A_Cigar posted... That part really didn't stand out to me because a 3500 sq foot home could easily rack up this bill, if they're also painting closets, bathrooms and ceiling (which is where they'll get ya). the post implies its just the exterior --- BLACK LIVES MATTER Games: http://backloggery.com/wrldindstries302 \\ Music: http://www.last.fm/user/DrMorberg/ <cite>TheGoldenEel posted [p:974921849] in Owning a h... [t:80512397]...</cite> <quote>Have_A_Cigar posted... </cite><quote>That part really didn't stand out to me because a 3500 sq foot home could easily rack up this bill, if they're also painting closets, bathrooms and ceiling (which is where they'll get ya).</quote>the post implies its just the exterior</quote> ... Copied to Clipboard!
daynlokki 07/18/23 5:38:13 PM #42:	TheGoldenEel posted... the post implies its just the exterior Multiple story houses cost a fuckton to paint nowadays. <cite>daynlokki posted [p:974921870] in Owning a h... [t:80512397]...</cite> <quote>TheGoldenEel posted... </cite><quote>the post implies its just the exterior</quote>Multiple story houses cost a fuckton to paint nowadays. </quote> ... Copied to Clipboard!
NatsuSama 07/18/23 5:39:14 PM #43:	CARRRNE_ASADA posted... All that shouldve been factored in the price if you did all those repairs right after purchasing it. Also how TF do you spend 16k on AC? I can believe it. Bought my house and needed a new ac last year. ARS Rescue Rooters gave me 3 quotes ranging 12k to 20k. Luckily my father new a guy who would install for 3k, so I just had to also buy the unit. Ultimately paid about 7k in total. --- WAAAH, I CAN'T BEAT THIS GUY WITH HIS TACTICS, I'M GONNA CALL IT SPAM AND CONDEMN HIM FOR USING IT <cite>NatsuSama posted [p:974921885] in Owning a h... [t:80512397]...</cite> <quote>CARRRNE_ASADA posted... </cite><quote>All that shouldve been factored in the price if you did all those repairs right after purchasing it. Also how TF do you spend 16k on AC?</quote>I can believe it. Bought my house and needed a new ac last year. ARS Rescue Rooters gave me 3 quotes ranging 12k to 20k.Luckily my father new a guy who would install for 3k, so I just had to also buy the unit. Ultimately paid about 7k in total.</quote> ... Copied to Clipboard!
Quezovercoatl 07/18/23 5:39:29 PM #44:	I feel you. I had to replace both my ac and heat last year. And I'm thinking of redoing the kitchen and the floors and that's going to be pricey. Still better than renting. Value of my place more than doubled since I've had it. <cite>Quezovercoatl posted [p:974921888] in Owning a h... [t:80512397]...</cite> <quote>I feel you. I had to replace both my ac and heat last year. And I'm thinking of redoing the kitchen and the floors and that's going to be pricey.Still better than renting. Value of my place more than doubled since I've had it.</quote> ... Copied to Clipboard!
emblem-man 07/18/23 5:40:01 PM #45:	daynlokki posted... houses appreciate so goddamn fast. Yeah they pretty much do. I can't wait till we as a country build so much housing that housing appreciation slows down due to having a large supply of affordable housing --- http://avatar.xboxlive.com/avatar/emblem%20boy/avatar-body.png haters gonna hate <cite>emblem-man posted [p:974921898] in Owning a h... [t:80512397]...</cite> <quote>daynlokki posted... </cite><quote>houses appreciate so goddamn fast.</quote>Yeah they pretty much do. I can't wait till we as a country build so much housing that housing appreciation slows down due to having a large supply of affordable housing </quote> ... Copied to Clipboard!
TheGoldenEel 07/18/23 5:40:48 PM #46:	daynlokki posted... Multiple story houses cost a fuckton to paint nowadays. not fucken $12k If tc lives in a mansion or some shit then the whole topic is disingenuous. $12k to paint the exterior of an average house is freaking absurd --- BLACK LIVES MATTER Games: http://backloggery.com/wrldindstries302 \\ Music: http://www.last.fm/user/DrMorberg/ <cite>TheGoldenEel posted [p:974921911] in Owning a h... [t:80512397]...</cite> <quote>daynlokki posted... </cite><quote>Multiple story houses cost a fuckton to paint nowadays.</quote>not fucken $12kIf tc lives in a mansion or some shit then the whole topic is disingenuous. $12k to paint the exterior of an average house is freaking absurd</quote> ... Copied to Clipboard!
daynlokki 07/18/23 5:42:26 PM #47:	TheGoldenEel posted... not fucken $12k If tc lives in a mansion or some shit then the whole topic is disingenuous. $12k to paint the exterior of an average house is freaking absurd He did say he had to buy 3 AC units. So, 3 stories most likely. For some painters that now includes the cost of building and taking down scaffolding. <cite>daynlokki posted [p:974921926] in Owning a h... [t:80512397]...</cite> <quote>TheGoldenEel posted... </cite><quote>not fucken $12kIf tc lives in a mansion or some shit then the whole topic is disingenuous. $12k to paint the exterior of an average house is freaking absurd</quote>He did say he had to buy 3 AC units. So, 3 stories most likely. For some painters that now includes the cost of building and taking down scaffolding. </quote> ... Copied to Clipboard!
TheNextLink 07/18/23 5:42:30 PM #48:	Uta posted... In the past 4 years I've spent 43,000 on something I will never own. Renting is a scam that should be avoided like the plague if you can afford otherwise. Living at home with mom it is. Tired of it being that I'm almost 40, but at least I'm saving good money. <cite>TheNextLink posted [p:974921929] in Owning a h... [t:80512397]...</cite> <quote>Uta posted... </cite><quote>In the past 4 years I've spent 43,000 on something I will never own. Renting is a scam that should be avoided like the plague if you can afford otherwise.</quote>Living at home with mom it is.Tired of it being that I'm almost 40, but at least I'm saving good money.</quote> ... Copied to Clipboard!
#49	Post #49 was unavailable or deleted.
bfslick50 07/18/23 5:42:34 PM #50:	emblem-man posted... A roof over your head during the time you were paying rent. But if that same money was spent towards a loan paying off house/condo/something you own then you have built equity that could be sold. End of day TC could sell house and get a lot of money back. --- "Something's wrong! Murder isn't working and that's all we're good at." ~Futurama <cite>bfslick50 posted [p:974921932] in Owning a h... [t:80512397]...</cite> <quote>emblem-man posted... </cite><quote>A roof over your head during the time you were paying rent.</quote>But if that same money was spent towards a loan paying off house/condo/something you own then you have built equity that could be sold. End of day TC could sell house and get a lot of money back.</quote> ... Copied to Clipboard!
daynlokki 07/18/23 5:42:55 PM #51:	emblem-man posted... Yeah they pretty much do. I can't wait till we as a country build so much housing that housing appreciation slows down due to having a large supply of affordable housing Theres currently something around 16 million empty houses already. <cite>daynlokki posted [p:974921939] in Owning a h... [t:80512397]...</cite> <quote>emblem-man posted... </cite><quote>Yeah they pretty much do. I can't wait till we as a country build so much housing that housing appreciation slows down due to having a large supply of affordable housing </quote>Theres currently something around 16 million empty houses already. </quote> ... Copied to Clipboard!
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Current Events > Owning a house is expensive as fuck. Renters have it lucky. (+) Yeah! (+)

Current Events > Owning a house is expensive as fuck. Renters have it lucky.